Bank Of India Balanced Advantage Fund Direct Plan IDCW
Expense Ratio: 1.12
Risk: Very High
Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Plan: Direct
Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index
Inception: 21-02-2014
Exit Load: Nil
Fund Size:₹145.37 Cr
Performance
1Y
Fund5.31%
Cat. Avg.2.15%
2Y
Fund2.73%
Cat. Avg.3.47%
3Y
Fund9.98%
Cat. Avg.10.84%
5Y
Fund11.10%
Cat. Avg.10.10%
10Y
Fund3.79%
Cat. Avg.11.12%
SI
Fund4.44%
Cat. Avg.9.88%
Fund Facts
No available Data
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
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Top Sectors
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Market Cap
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Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | NIFTY April 2026 Future | 11.66 | 8.34% |
| 2 | Reliance Industries Limited | 7.07 | 5.05% |
| 3 | Net Receivables / (Payables) | 6.14 | 4.39% |
| 4 | IRB InvIT Fund | 5.80 | 4.15% |
| 5 | ICICI Bank Limited | 5.55 | 3.97% |
| 6 | 7.68% National Bank For Agriculture and Rural Development (30/04/2029) | 5.02 | 3.59% |
| 7 | 7.47% Small Industries Dev Bank of India (05/09/2029) | 4.98 | 3.56% |
| 8 | HDFC Bank Limited | 4.42 | 3.16% |
| 9 | 364 Days Tbill (MD 11/06/2026) | 4.39 | 3.14% |
| 10 | 7.37% Indian Railway Finance Corporation Limited (31/07/2029) | 3.98 | 2.85% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61690 | +2.8% | +5.9% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.27 L. | +6.0% | +6.1% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.99 L. | +10.6% | +6.9% |
| 5Y | 09 Aug, 21 | 3 L. | 3.82 L. | +27.2% | +9.8% |
| 10Y | 08 Aug, 16 | 6 L. | 8.51 L. | +41.8% | +6.9% |
| SI | 07 Apr, 14 | 7.40 L. | 10.58 L. | +43.0% | +5.7% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 1.05 L. | +5.3% | +5.3% |
| 2Y | 16 Jul, 24 | 1 L. | 1.06 L. | +5.5% | +2.7% |
| 3Y | 17 Jul, 23 | 1 L. | 1.32 L. | +32.2% | +9.8% |
| 5Y | 16 Jul, 21 | 1 L. | 1.69 L. | +69.3% | +11.1% |
| 10Y | 18 Jul, 16 | 1 L. | 1.45 L. | +45.1% | +3.8% |
| SI | 24 Mar, 14 | 1 L. | 1.71 L. | +70.7% | +4.4% |
SIP Planner
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.