Bank Of India Balanced Advantage Fund Regular Plan IDCW
Expense Ratio: 2.47
Risk: Very High
Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Plan: Regular
Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index
Inception: 21-02-2014
Exit Load: Nil
Fund Size:₹145.37 Cr
Performance
1Y
Fund5.30%
Cat. Avg.1.38%
2Y
Fund2.45%
Cat. Avg.2.37%
3Y
Fund8.45%
Cat. Avg.9.43%
5Y
Fund9.43%
Cat. Avg.8.83%
10Y
Fund5.58%
Cat. Avg.10.03%
SI
Fund4.96%
Cat. Avg.8.56%
Fund Facts
No available Data
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
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Top Sectors
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Asset Class
Market Cap
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Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | TREPS | 38.70 | 22.79% |
| 2 | NIFTY July 2026 Future | 21.85 | 12.87% |
| 3 | Reliance Industries Limited | 6.80 | 4.01% |
| 4 | ICICI Bank Limited | 6.33 | 3.73% |
| 5 | IRB InvIT Fund | 5.82 | 3.43% |
| 6 | 7.68% National Bank For Agriculture and Rural Development (30/04/2029) | 5.06 | 2.98% |
| 7 | 7.47% Small Industries Dev Bank of India (05/09/2029) | 5.04 | 2.97% |
| 8 | HDFC Bank Limited | 4.82 | 2.84% |
| 9 | 364 Days Tbill (MD 28/05/2027) | 4.28 | 2.52% |
| 10 | 7.37% Indian Railway Finance Corporation Limited (31/07/2029) | 4.04 | 2.38% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61723 | +2.9% | +5.9% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.27 L. | +5.4% | +5.4% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.97 L. | +9.5% | +6.1% |
| 5Y | 09 Aug, 21 | 3 L. | 3.74 L. | +24.5% | +8.9% |
| 10Y | 08 Aug, 16 | 6 L. | 8.86 L. | +47.7% | +7.6% |
| SI | 07 Apr, 14 | 7.40 L. | 11.26 L. | +52.1% | +6.6% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 1.05 L. | +5.0% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 1.05 L. | +4.8% | +2.4% |
| 3Y | 20 Jul, 23 | 1 L. | 1.28 L. | +27.6% | +8.5% |
| 5Y | 20 Jul, 21 | 1 L. | 1.57 L. | +56.9% | +9.4% |
| 10Y | 20 Jul, 16 | 1 L. | 1.72 L. | +72.1% | +5.6% |
| SI | 24 Mar, 14 | 1 L. | 1.82 L. | +81.7% | +5.0% |
SIP Planner
Visualize how small monthly investments grow over time.
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%
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.