Bank Of India Credit Risk Fund - Direct Plan
Expense Ratio: 1.12
Risk: Moderately High
Debt Scheme - Credit Risk Fund
Plan: Direct
Benchmark: CRISIL Credit Risk Debt B-II Index
Inception: 06-02-2015
Exit Load: Nil
Fund Size:₹106.94 Cr
Performance
1Y
Fund17.38%
Cat. Avg.7.98%
2Y
Fund11.79%
Cat. Avg.10.22%
3Y
Fund10.03%
Cat. Avg.9.78%
5Y
Fund27.75%
Cat. Avg.8.68%
10Y
Fund2.57%
Cat. Avg.7.60%
SI
Fund3.43%
Cat. Avg.8.37%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | Net Receivables / (Payables) | 29.90 | 29.82% |
| 2 | 9.45% Vedanta Limited (05/06/2028) | 10.05 | 10.03% |
| 3 | 9.10% Manappuram Finance Limited (19/08/2026) | 10.01 | 9.98% |
| 4 | 8.4% Nirma Limited (07/04/2026) | 10.00 | 9.97% |
| 5 | 8.1% Aditya Birla Real Estate Limited (25/04/2026) | 9.99 | 9.97% |
| 6 | Indian Bank (05/06/2026) | 9.87 | 9.85% |
| 7 | 9.40% 360 One Prime Limited (04/03/2027) | 5.02 | 5.00% |
| 8 | 7.99% Rashtriya Chemicals and Fertilizers Limited (07/08/2027) | 5.01 | 5.00% |
| 9 | 8.39% JSW Steel Limited (13/05/2027) | 4.99 | 4.97% |
| 10 | 7.70% Nuvoco Vistas Corporation Limited (18/09/2028) | 4.94 | 4.93% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 65889 | +9.8% | +21.2% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.39 L. | +15.5% | +15.5% |
| 3Y | 07 Aug, 23 | 1.80 L. | 2.16 L. | +20.0% | +12.7% |
| 5Y | 09 Aug, 21 | 3 L. | 4.59 L. | +52.9% | +17.4% |
| 10Y | 08 Aug, 16 | 6 L. | 10.39 L. | +73.1% | +10.7% |
| SI | 07 Apr, 15 | 6.80 L. | 11.49 L. | +69.0% | +9.0% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 1.17 L. | +17.4% | +17.4% |
| 2Y | 16 Jul, 24 | 1 L. | 1.25 L. | +25.0% | +11.8% |
| 3Y | 17 Jul, 23 | 1 L. | 1.33 L. | +33.1% | +10.0% |
| 5Y | 16 Jul, 21 | 1 L. | 3.40 L. | +240.3% | +27.8% |
| 10Y | 18 Jul, 16 | 1 L. | 1.29 L. | +28.8% | +2.6% |
| SI | 09 Mar, 15 | 1 L. | 1.47 L. | +46.7% | +3.4% |
SIP Planner
Visualize how small monthly investments grow over time.
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%
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.