Bank Of India ELSS Tax Saver -Direct Plan-IDCW
Expense Ratio: 0.89
Risk: Very High
Equity Scheme - ELSS
Plan: Direct
Benchmark: BSE 500 TRI
Inception: 12-12-2008
Exit Load: Nil
Fund Size:₹1,397.89 Cr
Performance
1Y
Fund1.64%
Cat. Avg.-0.25%
2Y
Fund-2.45%
Cat. Avg.1.05%
3Y
Fund15.46%
Cat. Avg.13.31%
5Y
Fund12.56%
Cat. Avg.12.83%
10Y
Fund14.08%
Cat. Avg.14.53%
SI
Fund14.24%
Cat. Avg.14.60%
Fund Facts
Beta
1.14
Std Dev
16.31%
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | Vedanta Limited | 55.66 | 4.42% |
| 2 | State Bank of India | 54.06 | 4.29% |
| 3 | Net Receivables / (Payables) | 44.68 | 3.55% |
| 4 | Bharti Airtel Limited | 41.89 | 3.33% |
| 5 | ICICI Bank Limited | 40.40 | 3.21% |
| 6 | Hindustan Aeronautics Limited | 39.75 | 3.16% |
| 7 | NTPC Limited | 38.58 | 3.06% |
| 8 | HDFC Bank Limited | 37.31 | 2.96% |
| 9 | Acutaas Chemicals Limited | 36.53 | 2.90% |
| 10 | UNO Minda Limited | 34.09 | 2.71% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 62478 | +4.1% | +8.7% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.25 L. | +4.3% | +4.4% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.99 L. | +10.5% | +6.8% |
| 5Y | 09 Aug, 21 | 3 L. | 4.07 L. | +35.7% | +12.5% |
| 10Y | 08 Aug, 16 | 6 L. | 12.74 L. | +112.4% | +14.6% |
| SI | 07 Feb, 13 | 8.10 L. | 22.60 L. | +179.0% | +14.2% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 1.02 L. | +1.6% | +1.6% |
| 2Y | 16 Jul, 24 | 1 L. | 95161 | -4.8% | -2.5% |
| 3Y | 17 Jul, 23 | 1 L. | 1.53 L. | +52.8% | +15.2% |
| 5Y | 16 Jul, 21 | 1 L. | 1.81 L. | +80.7% | +12.6% |
| 10Y | 18 Jul, 16 | 1 L. | 3.74 L. | +273.9% | +14.1% |
| SI | 08 Jan, 13 | 1 L. | 6.06 L. | +505.7% | +14.3% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.