Bank Of India ELSS Tax Saver -Regular Plan-IDCW
Expense Ratio: 2.09
Risk: Very High
Equity Scheme - ELSS
Plan: Regular
Benchmark: BSE 500 TRI
Inception: 12-12-2008
Exit Load: Nil
Fund Size:₹1,397.89 Cr
Performance
1Y
Fund1.57%
Cat. Avg.-1.29%
2Y
Fund-1.67%
Cat. Avg.-0.12%
3Y
Fund13.73%
Cat. Avg.12.15%
5Y
Fund11.09%
Cat. Avg.11.60%
10Y
Fund7.10%
Cat. Avg.13.59%
SI
Fund7.10%
Cat. Avg.12.74%
Fund Facts
Beta
1.14
Std Dev
16.31%
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | TREPS | 95.30 | 6.78% |
| 2 | State Bank of India | 65.62 | 4.67% |
| 3 | ICICI Bank Limited | 53.63 | 3.81% |
| 4 | Acutaas Chemicals Limited | 50.34 | 3.58% |
| 5 | HDFC Bank Limited | 48.99 | 3.48% |
| 6 | Hindustan Aeronautics Limited | 48.19 | 3.43% |
| 7 | Bharti Airtel Limited | 43.52 | 3.10% |
| 8 | Adani Ports and Special Economic Zone Limited | 40.55 | 2.88% |
| 9 | Quality Power Electrical Eqp Ltd | 39.67 | 2.82% |
| 10 | Power Finance Corporation Limited | 37.55 | 2.67% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 62421 | +4.0% | +8.3% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.24 L. | +3.6% | +3.6% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.96 L. | +9.0% | +5.9% |
| 5Y | 09 Aug, 21 | 3 L. | 3.96 L. | +32.1% | +11.3% |
| 10Y | 08 Aug, 16 | 6 L. | 10.58 L. | +76.4% | +11.0% |
| SI | 09 Mar, 09 | 10.45 L. | 20.82 L. | +99.2% | +7.4% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 1.01 L. | +1.3% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 95782 | -4.2% | -2.1% |
| 3Y | 20 Jul, 23 | 1 L. | 1.47 L. | +47.1% | +13.7% |
| 5Y | 20 Jul, 21 | 1 L. | 1.69 L. | +69.2% | +11.1% |
| 10Y | 20 Jul, 16 | 1 L. | 1.99 L. | +98.6% | +7.1% |
| SI | 27 Feb, 09 | 1 L. | 3.30 L. | +229.8% | +7.1% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.