How to check the XIRR of BANK OF INDIA Liquid Fund- Direct Plan- Daily IDCW?

You can track the exact XIRR and portfolio overlapping of BANK OF INDIA Liquid Fund- Direct Plan- Daily IDCW alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for BANK OF INDIA Liquid Fund- Direct Plan- Daily IDCW?

Use the MutualSaathi Portfolio Analyzer to compare BANK OF INDIA Liquid Fund- Direct Plan- Daily IDCW with other funds, PMS, and AIFs to detect hidden stock overlaps.

Bank Of India Liquid Fund- Direct Plan- Daily IDCW

Bank of India Mutual Fund

Expense Ratio: 0.11

Risk: Low to Moderate

Debt Scheme - Liquid Fund

Plan: Direct

Benchmark: CRISIL Liquid Debt A-I Index

Inception: 09-07-2008

Exit Load: Nil

Fund Size:₹1,267.30 Cr

Performance

Fund0.23%

Cat. Avg.3.72%

Fund0.12%

Cat. Avg.4.51%

Fund0.08%

Cat. Avg.5.10%

Fund0.05%

Cat. Avg.3.08%

10Y

Fund0.02%

Cat. Avg.3.99%

Fund0.04%

Cat. Avg.10.99%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

Tap to expand

Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	91 Days Tbill (MD 28/08/2026)	DEBT	T-Bills	SOVEREIGN	5.22%	99.18	7.41%
2	91 Days Tbill (MD 17/09/2026)	DEBT	T-Bills	SOVEREIGN	5.19%	98.90	7.38%
3	Axis Bank Limited (10/09/2026)	DEBT	CD	CRISIL A1	6.32%	98.78	7.38%
4	Bank of Baroda (24/08/2026)	DEBT	CD	CARE A1	6.38%	74.30	5.55%
5	Kotak Mahindra Bank Limited (31/08/2026)	DEBT	CD	CRISIL A1	6.38%	74.21	5.54%
6	182 Days Tbill (MD 21/08/2026)	DEBT	T-Bills	SOVEREIGN	5.22%	49.64	3.71%
7	HDFC Securities Limited (11/08/2026)	DEBT	CP	CRISIL A1	6.80%	49.62	3.71%
8	Canara Bank (14/08/2026)	DEBT	CD	CRISIL A1	6.40%	49.62	3.70%
9	Bajaj Financial Securities Limited (18/08/2026)	DEBT	CP	CRISIL A1	6.83%	49.56	3.70%
10	Kotak Securities Limited (20/08/2026)	DEBT	CP	CRISIL A1	6.86%	49.53	3.70%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	60066	+0.1%	+0.2%
2Y	07 Aug, 24	1.20 L.	1.20 L.	+0.2%	+0.2%
3Y	07 Aug, 23	1.80 L.	1.80 L.	+0.2%	+0.1%
5Y	07 Aug, 21	3 L.	3.01 L.	+0.2%	+0.1%
10Y	07 Aug, 16	6 L.	6.01 L.	+0.2%	+0.0%
SI	07 Jan, 13	8.15 L.	8.17 L.	+0.2%	+0.0%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	20 Jul, 25	1 L.	1.00 L.	+0.2%	+0.2%
2Y	20 Jul, 24	1 L.	1.00 L.	+0.2%	+0.1%
3Y	20 Jul, 23	1 L.	1.00 L.	+0.2%	+0.1%
5Y	20 Jul, 21	1 L.	1.00 L.	+0.2%	+0.0%
10Y	20 Jul, 16	1 L.	1.00 L.	+0.2%	+0.0%
SI	02 Jan, 13	1 L.	1.00 L.	+0.5%	+0.0%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.