Bank Of India Multi Asset Allocation Fund-Regular Plan-IDCW
Expense Ratio: 2.04
Risk: High
Hybrid Scheme - Multi Asset Allocation
Plan: Regular
Benchmark: Nifty 500 TRI 37.50% + Nifty Composite Debt Index 50% + Domestic Prices of Gold 12.50%
Inception: 07-02-2024
Exit Load: Nil
Fund Size:₹345.38 Cr
Performance
1Y
Fund9.71%
Cat. Avg.11.87%
2Y
Fund7.40%
Cat. Avg.10.83%
3Y
FundN/A
Cat. Avg.16.64%
5Y
FundN/A
Cat. Avg.14.28%
10Y
FundN/A
Cat. Avg.13.04%
SI
Fund9.81%
Cat. Avg.11.71%
Fund Facts
No available Data
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 7.8350% LIC Housing Finance Limited (11/05/2027) | 50.10 | 7.43% |
| 2 | 7.44% Indian Railway Finance Corporation Limited (28/02/2034) | 49.35 | 7.32% |
| 3 | ICICI Prudential Gold ETF | 42.77 | 6.34% |
| 4 | 8.05% Muthoot Finance Limited (25/11/2027) | 39.95 | 5.92% |
| 5 | Net Receivables / (Payables) | 38.72 | 5.74% |
| 6 | 8.1167% Bajaj Finance Limited (10/05/2027) | 36.12 | 5.36% |
| 7 | 7.73% Tata Capital Housing Finance Limited (14/01/2030) | 31.93 | 4.74% |
| 8 | DSP Gold ETF | 25.85 | 3.83% |
| 9 | Nippon India ETF Gold Bees | 24.84 | 3.68% |
| 10 | 6.48% Government of India (06/10/2035) | 23.50 | 3.48% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 09 Jun, 25 | 60000 | 62791 | +4.7% | +8.9% |
| 2Y | 07 Jun, 24 | 1.20 L. | 1.31 L. | +9.5% | +9.1% |
| SI | 07 Mar, 24 | 1.35 L. | 1.50 L. | +10.8% | +9.1% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 03 Jun, 25 | 1 L. | 1.10 L. | +9.7% | +9.7% |
| 2Y | 03 Jun, 24 | 1 L. | 1.15 L. | +15.3% | +7.4% |
| SI | 01 Mar, 24 | 1 L. | 1.24 L. | +23.5% | +9.8% |
SIP Planner
Visualize how small monthly investments grow over time.
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%
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%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.