Bank Of India Short Term Income Fund-Direct Plan- Growth
Expense Ratio: 0.52
Risk: Moderate
Debt Scheme - Short Duration Fund
Plan: Direct
Benchmark: CRISIL Short Duration Debt A-II Index
Inception: 03-12-2008
Exit Load: Nil
Fund Size:₹292.50 Cr
Performance
1Y
Fund5.48%
Cat. Avg.5.56%
2Y
Fund8.09%
Cat. Avg.7.60%
3Y
Fund7.67%
Cat. Avg.7.56%
5Y
Fund10.78%
Cat. Avg.6.86%
10Y
Fund5.92%
Cat. Avg.7.17%
SI
Fund6.87%
Cat. Avg.9.03%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 6.90% LIC Housing Finance Limited (17/09/2027) | 19.88 | 7.34% |
| 2 | Bank of Baroda (07/12/2026) | 19.43 | 7.18% |
| 3 | L&T Finance Limited (19/03/2027) | 19.02 | 7.03% |
| 4 | 6.48% Government of India (06/10/2035) | 15.08 | 5.57% |
| 5 | Punjab National Bank (04/02/2027) | 14.42 | 5.33% |
| 6 | Canara Bank (12/03/2027) | 14.33 | 5.29% |
| 7 | Small Industries Dev Bank of India (11/06/2027) | 14.05 | 5.19% |
| 8 | 7.6% Torrent Pharmaceuticals Limited (19/01/2029) | 11.98 | 4.42% |
| 9 | 7.37% Indian Railway Finance Corporation Limited (31/07/2029) | 10.11 | 3.73% |
| 10 | 8.9% Muthoot Finance Limited (07/10/2027) | 10.08 | 3.72% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61709 | +2.8% | +6.0% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.28 L. | +6.7% | +6.7% |
| 3Y | 07 Aug, 23 | 1.80 L. | 2.01 L. | +11.5% | +7.4% |
| 5Y | 09 Aug, 21 | 3 L. | 3.74 L. | +24.7% | +8.9% |
| 10Y | 08 Aug, 16 | 6 L. | 8.63 L. | +43.9% | +7.1% |
| SI | 07 Jan, 13 | 8.15 L. | 13.19 L. | +61.8% | +6.8% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 17 Jul, 25 | 1 L. | 1.05 L. | +5.5% | +5.5% |
| 2Y | 18 Jul, 24 | 1 L. | 1.17 L. | +16.8% | +8.1% |
| 3Y | 17 Jul, 23 | 1 L. | 1.25 L. | +24.8% | +7.7% |
| 5Y | 19 Jul, 21 | 1 L. | 1.67 L. | +66.8% | +10.8% |
| 10Y | 18 Jul, 16 | 1 L. | 1.78 L. | +77.7% | +5.9% |
| SI | 03 Jan, 13 | 1 L. | 2.46 L. | +146.1% | +6.9% |
SIP Planner
Visualize how small monthly investments grow over time.
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Beat inflation and compound wealth faster with an annual step-up.
%
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%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.