Bank Of India Short Term Income Fund-Regular Plan- Quarterly IDCW
Expense Ratio: 1.07
Risk: Moderate
Debt Scheme - Short Duration Fund
Plan: Regular
Benchmark: CRISIL Short Duration Debt A-II Index
Inception: 03-12-2008
Exit Load: Nil
Fund Size:₹292.50 Cr
Performance
1Y
Fund4.84%
Cat. Avg.4.86%
2Y
Fund7.44%
Cat. Avg.6.88%
3Y
Fund7.06%
Cat. Avg.6.85%
5Y
Fund10.25%
Cat. Avg.6.12%
10Y
Fund3.38%
Cat. Avg.6.42%
SI
Fund1.92%
Cat. Avg.9.01%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 6.90% LIC Housing Finance Limited (17/09/2027) | 19.88 | 7.34% |
| 2 | Bank of Baroda (07/12/2026) | 19.43 | 7.18% |
| 3 | L&T Finance Limited (19/03/2027) | 19.02 | 7.03% |
| 4 | 6.48% Government of India (06/10/2035) | 15.08 | 5.57% |
| 5 | Punjab National Bank (04/02/2027) | 14.42 | 5.33% |
| 6 | Canara Bank (12/03/2027) | 14.33 | 5.29% |
| 7 | Small Industries Dev Bank of India (11/06/2027) | 14.05 | 5.19% |
| 8 | 7.6% Torrent Pharmaceuticals Limited (19/01/2029) | 11.98 | 4.42% |
| 9 | 7.37% Indian Railway Finance Corporation Limited (31/07/2029) | 10.11 | 3.73% |
| 10 | 8.9% Muthoot Finance Limited (07/10/2027) | 10.08 | 3.72% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61530 | +2.5% | +5.2% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.27 L. | +6.0% | +6.0% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.99 L. | +10.5% | +6.8% |
| 5Y | 09 Aug, 21 | 3 L. | 3.69 L. | +22.9% | +8.3% |
| 10Y | 08 Aug, 16 | 6 L. | 8.19 L. | +36.5% | +6.1% |
| SI | 07 Jan, 09 | 10.55 L. | 14.57 L. | +38.1% | +3.6% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 1.05 L. | +4.8% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 1.15 L. | +15.4% | +7.4% |
| 3Y | 20 Jul, 23 | 1 L. | 1.23 L. | +22.7% | +7.1% |
| 5Y | 20 Jul, 21 | 1 L. | 1.63 L. | +62.9% | +10.2% |
| 10Y | 20 Jul, 16 | 1 L. | 1.39 L. | +39.4% | +3.4% |
| SI | 22 Dec, 08 | 1 L. | 1.40 L. | +39.7% | +1.9% |
SIP Planner
Visualize how small monthly investments grow over time.
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%
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.