How to check the XIRR of DSP Banking & Financial Services Fund - Direct - Growth?

You can track the exact XIRR and portfolio overlapping of DSP Banking & Financial Services Fund - Direct - Growth alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for DSP Banking & Financial Services Fund - Direct - Growth?

Use the MutualSaathi Portfolio Analyzer to compare DSP Banking & Financial Services Fund - Direct - Growth with other funds, PMS, and AIFs to detect hidden stock overlaps.

DSP Banking & Financial Services Fund - Direct - Growth

DSP Mutual Fund

Expense Ratio: 0.61

Risk: Very High

Equity Scheme - Sectoral/ Thematic

Plan: Direct

Benchmark: Nifty Financial Services TRI

Inception: 20-11-2023

Exit Load: Nil

Fund Size:₹1,609.28 Cr

Performance

Fund11.45%

Cat. Avg.N/A

Fund15.98%

Cat. Avg.N/A

FundN/A

Cat. Avg.N/A

FundN/A

Cat. Avg.N/A

10Y

FundN/A

Cat. Avg.N/A

Fund17.83%

Cat. Avg.N/A

Fund Facts

No available Data

Taxation

Within 1 Year (STCG (Short Term)):20%

After 1 Year (LTCG (Long Term)):12.5%

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Market Cap

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Top Sectors

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Asset Class

Market Cap

Top Sectors

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	Val (Cr)	% Assets
1	ICICI Bank Limited	Equity	Listed	Large Cap	Banks	295.29	9.57%
2	Axis Bank Limited	Equity	Listed	Large Cap	Banks	265.21	8.59%
3	Bajaj Finance Limited	Equity	Listed	Large Cap	Finance	161.53	5.23%
4	Kotak Mahindra Bank Limited	Equity	Listed		Banks	159.69	5.17%
5	Multi Commodity Exchange of India Limited	Equity	Listed		Capital Markets	158.66	5.14%
6	State Bank of India	Equity	Listed	Large Cap	Banks	152.11	4.93%
7	SBI Life Insurance Company Limited	Equity	Listed	Large Cap	Insurance	146.29	4.74%
8	TREPS / Reverse Repo Investments	CASH	TREPS / Reverse Repo		TREPS / Reverse Repo	143.49	4.65%
9	Shriram Finance Limited	Equity	Listed	Large Cap	Finance	134.87	4.37%
10	HDFC Bank Limited	Equity	Listed	Large Cap	Banks	133.92	4.34%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	64870	+8.1%	+17.4%
2Y	07 Aug, 24	1.20 L.	1.40 L.	+17.1%	+17.0%
SI	08 Jan, 24	1.55 L.	1.92 L.	+23.9%	+17.7%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.11 L.	+11.5%	+11.5%
2Y	16 Jul, 24	1 L.	1.35 L.	+34.5%	+16.0%
SI	11 Dec, 23	1 L.	1.53 L.	+53.1%	+17.8%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.