How to check the XIRR of DSP Banking & PSU Debt Fund - Direct Plan - Growth?

You can track the exact XIRR and portfolio overlapping of DSP Banking & PSU Debt Fund - Direct Plan - Growth alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for DSP Banking & PSU Debt Fund - Direct Plan - Growth?

Use the MutualSaathi Portfolio Analyzer to compare DSP Banking & PSU Debt Fund - Direct Plan - Growth with other funds, PMS, and AIFs to detect hidden stock overlaps.

DSP Banking & Psu Debt Fund - Direct Plan - Growth

DSP Mutual Fund

Expense Ratio: 0.33

Risk: Moderate

Debt Scheme - Banking and PSU Fund

Plan: Direct

Benchmark: NIFTY Banking & PSU Debt Index A-II

Inception: 10-09-2013

Exit Load: Nil

Fund Size:₹3,948.07 Cr

Performance

Fund4.72%

Cat. Avg.5.38%

Fund6.90%

Cat. Avg.7.33%

Fund7.19%

Cat. Avg.7.32%

Fund6.16%

Cat. Avg.6.43%

10Y

Fund7.16%

Cat. Avg.7.23%

Fund7.80%

Cat. Avg.7.46%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

Tap to expand

Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	REC Limited	DEBT	Bond/NCD	CRISIL AAA	7.64%	306.51	8.88%
2	Indian Railway Finance Corporation Limited	DEBT	Bond/NCD	CRISIL AAA	7.46%	290.86	8.43%
3	National Bank for Agriculture and Rural Development	DEBT	Bond/NCD	ICRA AAA	7.54%	286.42	8.30%
4	Power Finance Corporation Limited	DEBT	Bond/NCD	CRISIL AAA	7.59%	271.90	7.88%
5	Small Industries Development Bank of India	DEBT	Bond/NCD	CRISIL AAA	7.54%	255.42	7.40%
6	Power Grid Corporation of India Limited	DEBT	Bond/NCD	CRISIL AAA	7.58%	254.32	7.37%
7	Bharti Telecom Limited	DEBT	Bond/NCD	CRISIL A1	7.69%	251.41	7.28%
8	HDFC Bank Limited	DEBT	CD	CRISIL A1	7.33%	239.39	6.94%
9	6.90% GOI 2065	DEBT	G-Sec	Sovereign	7.80%	184.39	5.34%
10	7.62% Uttar Pradesh SDL 2041	DEBT	SDL	Sovereign	7.85%	103.48	3.00%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61628	+2.7%	+5.7%
2Y	07 Aug, 24	1.20 L.	1.27 L.	+5.9%	+6.0%
3Y	07 Aug, 23	1.80 L.	1.99 L.	+10.3%	+6.7%
5Y	09 Aug, 21	3 L.	3.55 L.	+18.2%	+6.8%
10Y	08 Aug, 16	6 L.	8.49 L.	+41.5%	+6.8%
SI	07 Oct, 13	7.70 L.	12.37 L.	+60.6%	+7.1%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.05 L.	+4.7%	+4.7%
2Y	16 Jul, 24	1 L.	1.14 L.	+14.3%	+6.9%
3Y	17 Jul, 23	1 L.	1.23 L.	+23.1%	+7.2%
5Y	16 Jul, 21	1 L.	1.35 L.	+34.8%	+6.2%
10Y	18 Jul, 16	1 L.	2.00 L.	+99.5%	+7.2%
SI	16 Sep, 13	1 L.	2.62 L.	+162.4%	+7.8%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.