How to check the XIRR of DSP Gilt Fund - Direct Plan - Growth?

You can track the exact XIRR and portfolio overlapping of DSP Gilt Fund - Direct Plan - Growth alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for DSP Gilt Fund - Direct Plan - Growth?

Use the MutualSaathi Portfolio Analyzer to compare DSP Gilt Fund - Direct Plan - Growth with other funds, PMS, and AIFs to detect hidden stock overlaps.

DSP Gilt Fund - Direct Plan - Growth

DSP Mutual Fund

Expense Ratio: 0.57

Risk: Moderate

Debt Scheme - Gilt Fund

Plan: Direct

Benchmark: CRISIL Dynamic Gilt Index

Inception: 20-09-1999

Exit Load: Nil

Fund Size:₹1,296.75 Cr

Performance

Fund3.43%

Cat. Avg.2.94%

Fund5.99%

Cat. Avg.5.83%

Fund7.14%

Cat. Avg.6.70%

Fund6.44%

Cat. Avg.6.13%

10Y

Fund7.87%

Cat. Avg.7.30%

Fund7.96%

Cat. Avg.8.96%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	6.90% GOI 2065	DEBT	G-Sec	Sovereign	7.45%	198.32	15.62%
2	91 DAYS T-BILL 2026	DEBT	T-Bills	Sovereign	5.15%	149.54	11.78%
3	7.24% GOI 2055	DEBT	G-Sec	Sovereign	7.31%	147.69	11.63%
4	TREPS / Reverse Repo Investments	CASH	TREPS / Reverse Repo	TREPS / Reverse Repo		110.77	8.72%
5	7.30% GOI 2053	DEBT	G-Sec	Sovereign	7.31%	105.18	8.28%
6	7.76% Uttar Pradesh SDL 2041	DEBT	SDL	Sovereign	7.58%	101.73	8.01%
7	7.19% GOI 2060	DEBT	G-Sec	Sovereign	7.46%	98.83	7.78%
8	Net Receivables/Payables	CASH	Others	Others		90.70	7.14%
9	7.48% Uttar Pradesh SDL 2042	DEBT	SDL	Sovereign	7.61%	85.75	6.75%
10	7.66% Maharashtra SDL 2047	DEBT	SDL	Sovereign	7.60%	77.30	6.09%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61962	+3.3%	+6.9%
2Y	07 Aug, 24	1.20 L.	1.26 L.	+5.2%	+5.3%
3Y	07 Aug, 23	1.80 L.	1.97 L.	+9.6%	+6.3%
5Y	09 Aug, 21	3 L.	3.55 L.	+18.2%	+6.8%
10Y	08 Aug, 16	6 L.	8.70 L.	+45.0%	+7.3%
SI	07 Jan, 13	8.15 L.	14.13 L.	+73.3%	+7.8%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	17 Jul, 25	1 L.	1.03 L.	+3.4%	+3.4%
2Y	18 Jul, 24	1 L.	1.12 L.	+12.3%	+6.0%
3Y	17 Jul, 23	1 L.	1.23 L.	+23.0%	+7.1%
5Y	19 Jul, 21	1 L.	1.36 L.	+36.5%	+6.4%
10Y	18 Jul, 16	1 L.	2.13 L.	+113.4%	+7.9%
SI	02 Jan, 13	1 L.	2.82 L.	+182.0%	+8.0%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.