How to check the XIRR of DSP Gilt Fund - Direct Plan - IDCW - Monthly?

You can track the exact XIRR and portfolio overlapping of DSP Gilt Fund - Direct Plan - IDCW - Monthly alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for DSP Gilt Fund - Direct Plan - IDCW - Monthly?

Use the MutualSaathi Portfolio Analyzer to compare DSP Gilt Fund - Direct Plan - IDCW - Monthly with other funds, PMS, and AIFs to detect hidden stock overlaps.

DSP Gilt Fund - Direct Plan - IDCW - Monthly

DSP Mutual Fund

Expense Ratio: 0.57

Risk: Moderate

Debt Scheme - Gilt Fund

Plan: Direct

Benchmark: CRISIL Dynamic Gilt Index

Inception: 20-09-1999

Exit Load: Nil

Fund Size:₹1,296.75 Cr

Performance

Fund1.44%

Cat. Avg.3.01%

Fund0.67%

Cat. Avg.5.91%

Fund0.27%

Cat. Avg.6.75%

Fund0.26%

Cat. Avg.6.14%

10Y

Fund0.07%

Cat. Avg.7.30%

Fund0.14%

Cat. Avg.8.98%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	7.24% GOI 2055	DEBT	G-Sec	Sovereign	7.75%	427.53	33.43%
2	7.09% GOI 2054	DEBT	G-Sec	Sovereign	7.76%	256.99	20.09%
3	6.90% GOI 2065	DEBT	G-Sec	Sovereign	7.80%	248.92	19.46%
4	7.48% Uttar Pradesh SDL 2042	DEBT	SDL	Sovereign	7.92%	96.24	7.53%
5	7.65% Madhya Pradesh SDL 2040	DEBT	SDL	Sovereign	7.87%	73.96	5.78%
6	7.66% Maharashtra SDL 2047	DEBT	SDL	Sovereign	7.87%	73.85	5.77%
7	7.73% Haryana SDL 2045	DEBT	SDL	Sovereign	7.97%	34.49	2.70%
8	7.75% Chattisgarh SDL 2042	DEBT	SDL	Sovereign	7.92%	24.92	1.95%
9	7.59% Chattisgarh SDL 2046	DEBT	SDL	Sovereign	7.97%	24.51	1.92%
10	7.33% Madhya Pradesh SDL 2042	DEBT	SDL	Sovereign	7.90%	14.46	1.13%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	60872	+1.5%	+3.1%
2Y	07 Aug, 24	1.20 L.	1.22 L.	+1.4%	+1.4%
3Y	07 Aug, 23	1.80 L.	1.82 L.	+1.3%	+0.9%
5Y	09 Aug, 21	3 L.	3.04 L.	+1.2%	+0.5%
10Y	08 Aug, 16	6 L.	6.10 L.	+1.7%	+0.3%
SI	07 Jan, 13	8.15 L.	8.34 L.	+2.3%	+0.3%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	15 Jul, 25	1 L.	1.01 L.	+1.4%	+1.4%
2Y	15 Jul, 24	1 L.	1.01 L.	+1.3%	+0.7%
3Y	17 Jul, 23	1 L.	1.01 L.	+0.7%	+0.2%
5Y	15 Jul, 21	1 L.	1.01 L.	+1.3%	+0.3%
10Y	15 Jul, 16	1 L.	1.01 L.	+0.7%	+0.1%
SI	02 Jan, 13	1 L.	1.02 L.	+1.9%	+0.1%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.