How to check the XIRR of DSP Regular Savings Fund - Direct Plan - Growth?

You can track the exact XIRR and portfolio overlapping of DSP Regular Savings Fund - Direct Plan - Growth alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for DSP Regular Savings Fund - Direct Plan - Growth?

Use the MutualSaathi Portfolio Analyzer to compare DSP Regular Savings Fund - Direct Plan - Growth with other funds, PMS, and AIFs to detect hidden stock overlaps.

DSP Regular Savings Fund - Direct Plan - Growth

DSP Mutual Fund

Expense Ratio: 0.48

Risk: Moderately High

Hybrid Scheme - Conservative Hybrid Fund

Plan: Direct

Benchmark: CRISIL Hybrid 85+15 - Conservative Index

Inception: 27-04-2004

Exit Load: Nil

Fund Size:₹183.92 Cr

Performance

Fund4.10%

Cat. Avg.3.68%

Fund6.60%

Cat. Avg.5.80%

Fund9.34%

Cat. Avg.8.64%

Fund8.01%

Cat. Avg.8.21%

10Y

Fund7.92%

Cat. Avg.8.23%

Fund8.47%

Cat. Avg.9.09%

Fund Facts

Beta

0.32

Std Dev

4.16%

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	7.32% GOI 2030	DEBT	G-Sec	Sovereign	6.90%	20.89	11.88%
2	8.51% GOI FRB 2033	DEBT	G-Sec	Sovereign	6.13%	15.62	8.89%
3	7.03% Maharashtra SDL 2038	DEBT	SDL	Sovereign	7.75%	14.44	8.21%
4	7.06% GOI 2028	DEBT	G-Sec	Sovereign	6.41%	10.46	5.95%
5	6.33% GOI 2035	DEBT	G-Sec	Sovereign	6.92%	9.86	5.61%
6	HDFC Bank Limited	DEBT	CD	CRISIL A1	7.30%	9.62	5.47%
7	Small Industries Development Bank of India	DEBT	CD	CRISIL A1	7.25%	9.43	5.37%
8	IDFC First Bank Limited	DEBT	CD	CRISIL A1	7.54%	9.40	5.35%
9	Muthoot Finance Limited	DEBT	Bond/NCD	CRISIL AA	8.32%	7.47	4.25%
10	4.59% GOI 2031	DEBT	G-Sec	Sovereign	5.90%	5.24	2.98%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61602	+2.7%	+5.6%
2Y	07 Aug, 24	1.20 L.	1.27 L.	+5.8%	+5.8%
3Y	07 Aug, 23	1.80 L.	2.01 L.	+11.4%	+7.4%
5Y	09 Aug, 21	3 L.	3.70 L.	+23.2%	+8.5%
10Y	08 Aug, 16	6 L.	9.15 L.	+52.5%	+8.3%
SI	07 Jan, 13	8.15 L.	14.73 L.	+80.8%	+8.3%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.04 L.	+4.1%	+4.1%
2Y	16 Jul, 24	1 L.	1.14 L.	+13.6%	+6.6%
3Y	17 Jul, 23	1 L.	1.30 L.	+30.5%	+9.3%
5Y	16 Jul, 21	1 L.	1.47 L.	+47.0%	+8.0%
10Y	18 Jul, 16	1 L.	2.14 L.	+114.4%	+7.9%
SI	03 Jan, 13	1 L.	3.01 L.	+200.7%	+8.5%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.