How to check the XIRR of DSP Savings Fund - Direct Plan - IDCW - Monthly?

You can track the exact XIRR and portfolio overlapping of DSP Savings Fund - Direct Plan - IDCW - Monthly alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for DSP Savings Fund - Direct Plan - IDCW - Monthly?

Use the MutualSaathi Portfolio Analyzer to compare DSP Savings Fund - Direct Plan - IDCW - Monthly with other funds, PMS, and AIFs to detect hidden stock overlaps.

DSP Savings Fund - Direct Plan - IDCW - Monthly

DSP Mutual Fund

Expense Ratio: 0.15

Risk: Low to Moderate

Debt Scheme - Money Market Fund

Plan: Direct

Benchmark: CRISIL Money Market A-I Index

Inception: 20-09-1999

Exit Load: Nil

Fund Size:₹8,850.96 Cr

Performance

Fund0.32%

Cat. Avg.6.21%

Fund0.47%

Cat. Avg.7.20%

Fund0.51%

Cat. Avg.7.28%

Fund0.45%

Cat. Avg.6.52%

10Y

Fund0.45%

Cat. Avg.6.64%

Fund0.56%

Cat. Avg.11.31%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	National Bank for Agriculture and Rural Development	DEBT	CD	CRISIL A1	7.25%	818.93	9.15%
2	Small Industries Development Bank of India	DEBT	CD	CRISIL A1	7.25%	779.07	8.71%
3	HDFC Bank Limited	DEBT	CD	CRISIL A1	7.22%	757.31	8.46%
4	Canara Bank	DEBT	CD	CRISIL A1	7.28%	704.58	7.87%
5	Bank of Baroda	DEBT	CD	IND A1	7.28%	690.15	7.71%
6	364 DAYS T-BILL 2027	DEBT	T-Bills	Sovereign	5.70%	614.20	6.86%
7	Punjab National Bank	DEBT	CD	CRISIL A1	7.28%	586.33	6.55%
8	TREPS / Reverse Repo Investments	CASH	TREPS / Reverse Repo	TREPS / Reverse Repo		455.78	5.09%
9	Panatone Finvest Limited	DEBT	Bond/NCD	CRISIL A1	7.72%	282.93	3.16%
10	Indian Bank	DEBT	CD	CRISIL A1	7.33%	236.87	2.65%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	60178	+0.3%	+0.6%
2Y	07 Aug, 24	1.20 L.	1.21 L.	+0.5%	+0.5%
3Y	07 Aug, 23	1.80 L.	1.81 L.	+0.8%	+0.5%
5Y	09 Aug, 21	3 L.	3.04 L.	+1.3%	+0.5%
10Y	08 Aug, 16	6 L.	6.14 L.	+2.4%	+0.5%
SI	07 Jan, 13	8.15 L.	8.43 L.	+3.4%	+0.5%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	15 Jul, 25	1 L.	1.00 L.	+0.3%	+0.3%
2Y	15 Jul, 24	1 L.	1.01 L.	+0.9%	+0.5%
3Y	17 Jul, 23	1 L.	1.01 L.	+1.5%	+0.5%
5Y	15 Jul, 21	1 L.	1.02 L.	+2.3%	+0.5%
10Y	15 Jul, 16	1 L.	1.05 L.	+4.6%	+0.4%
SI	02 Jan, 13	1 L.	1.08 L.	+7.8%	+0.6%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.