Franklin India Banking and Psu Debt Fund - IDCW
Expense Ratio: 0.5
Risk: Moderate
Debt Scheme - Banking and PSU Fund
Plan: Regular
Benchmark: NIFTY Banking & PSU Debt Index A-II
Inception: 02-04-2014
Exit Load: Nil
Fund Size:₹484.14 Cr
Performance
1Y
Fund-0.08%
Cat. Avg.4.83%
2Y
Fund1.61%
Cat. Avg.6.84%
3Y
Fund1.67%
Cat. Avg.6.88%
5Y
Fund0.59%
Cat. Avg.6.01%
10Y
Fund0.31%
Cat. Avg.6.83%
SI
Fund0.71%
Cat. Avg.7.79%
Fund Facts
Manager(s)
Sandeep Manam
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 7.66% Maharashtra SDL (04-Mar-2047) | 31.95 | 5.47% |
| 2 | 7.56% India Infrastructure Finance Co Ltd (20-Mar-2028) | 30.96 | 5.30% |
| 3 | 7.65% Axis Bank Ltd (30-Jan-2027) | 25.84 | 4.42% |
| 4 | 7.44% National Bank For Agriculture & Rural Development (17-Jul-2029) | 25.69 | 4.40% |
| 5 | Mahindra & Mahindra Financial Services Ltd $ | 25.34 | 4.34% |
| 6 | Canara Bank (15-Sep-2026) | 24.68 | 4.23% |
| 7 | HDFC Bank Ltd (19-Nov-2026) | 24.36 | 4.17% |
| 8 | Indian Bank (04-Dec-2026) | 24.30 | 4.16% |
| 9 | Small Industries Development Bank of India (04-Dec-2026) | 24.29 | 4.16% |
| 10 | Bank of Baroda (06-Jan-2027) | 24.15 | 4.14% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 59928 | -0.1% | -0.2% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.21 L. | +0.6% | +0.6% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.83 L. | +1.8% | +1.2% |
| 5Y | 09 Aug, 21 | 3 L. | 3.10 L. | +3.2% | +1.3% |
| 10Y | 08 Aug, 16 | 6 L. | 6.18 L. | +2.9% | +0.6% |
| SI | 07 May, 14 | 7.35 L. | 7.58 L. | +3.2% | +0.5% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 99868 | -0.1% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 1.03 L. | +3.2% | +1.6% |
| 3Y | 20 Jul, 23 | 1 L. | 1.05 L. | +5.1% | +1.7% |
| 5Y | 20 Jul, 21 | 1 L. | 1.03 L. | +3.0% | +0.6% |
| 10Y | 20 Jul, 16 | 1 L. | 1.03 L. | +3.1% | +0.3% |
| SI | 25 Apr, 14 | 1 L. | 1.09 L. | +9.0% | +0.7% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.