How to check the XIRR of Franklin India Banking & PSU Debt Fund - Direct - Growth?

You can track the exact XIRR and portfolio overlapping of Franklin India Banking & PSU Debt Fund - Direct - Growth alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for Franklin India Banking & PSU Debt Fund - Direct - Growth?

Use the MutualSaathi Portfolio Analyzer to compare Franklin India Banking & PSU Debt Fund - Direct - Growth with other funds, PMS, and AIFs to detect hidden stock overlaps.

Franklin India Banking & Psu Debt Fund - Direct - Growth

Franklin Templeton Mutual Fund

Expense Ratio: 0.19

Risk: Moderate

Debt Scheme - Banking and PSU Fund

Plan: Direct

Benchmark: NIFTY Banking & PSU Debt Index A-II

Inception: 02-04-2014

Exit Load: Nil

Fund Size:₹484.14 Cr

Performance

Fund6.18%

Cat. Avg.5.38%

Fund7.66%

Cat. Avg.7.33%

Fund7.54%

Cat. Avg.7.32%

Fund6.46%

Cat. Avg.6.43%

10Y

Fund7.37%

Cat. Avg.7.23%

Fund7.80%

Cat. Avg.7.46%

Fund Facts

Manager(s)

Sandeep Manam

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	0.00% REC Ltd (03-Nov-2034)	DEBT	Bond/NCD	CRISIL AAA	6.97%	33.63	7.11%
2	7.66% Maharashtra SDL (04-Mar-2047)	DEBT	SDL	SOVEREIGN	8.02%	30.52	6.45%
3	7.56% India Infrastructure Finance Co Ltd (20-Mar-2028)	DEBT	Bond/NCD	IND AAA	7.65%	30.24	6.39%
4	7.50% National Bank For Agriculture & Rural Development (31-Aug-2026)	DEBT	Bond/NCD	CRISIL AAA	7.55%	26.06	5.51%
5	6.90% Housing & Urban Development Corporation Ltd (23-Apr-2032)	DEBT	Bond/NCD	ICRA AAA	7.66%	25.72	5.44%
6	7.65% Axis Bank Ltd (30-Jan-2027)	DEBT	Bond/NCD	ICRA AAA	7.42%	25.35	5.36%
7	7.24% Power Finance Corporation Ltd (17-Feb-2031)	DEBT	Bond/NCD	ICRA AAA	7.60%	24.86	5.25%
8	Small Industries Development Bank of India (04-Dec-2026)	DEBT	CD	CARE A1	7.21%	23.84	5.04%
9	Bank of Baroda (06-Jan-2027)	DEBT	CD	IND A1	7.28%	23.68	5.01%
10	ICICI Bank Ltd (27-Jan-2027)	DEBT	CD	ICRA A1	7.20%	23.60	4.99%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61888	+3.1%	+6.6%
2Y	07 Aug, 24	1.20 L.	1.28 L.	+7.0%	+7.1%
3Y	07 Aug, 23	1.80 L.	2.01 L.	+11.4%	+7.4%
5Y	09 Aug, 21	3 L.	3.58 L.	+19.5%	+7.2%
10Y	08 Aug, 16	6 L.	8.61 L.	+43.5%	+7.1%
SI	07 May, 14	7.35 L.	11.65 L.	+58.5%	+7.3%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	17 Jul, 25	1 L.	1.06 L.	+6.2%	+6.2%
2Y	18 Jul, 24	1 L.	1.16 L.	+15.8%	+7.6%
3Y	17 Jul, 23	1 L.	1.24 L.	+24.4%	+7.5%
5Y	19 Jul, 21	1 L.	1.37 L.	+36.7%	+6.5%
10Y	18 Jul, 16	1 L.	2.04 L.	+103.6%	+7.4%
SI	25 Apr, 14	1 L.	2.51 L.	+150.7%	+7.8%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.