Franklin India Banking & Psu Debt Fund - Direct - Growth
Expense Ratio: 0.19
Risk: Moderate
Debt Scheme - Banking and PSU Fund
Plan: Direct
Benchmark: NIFTY Banking & PSU Debt Index A-II
Inception: 02-04-2014
Exit Load: Nil
Fund Size:₹484.14 Cr
Performance
1Y
Fund5.23%
Cat. Avg.3.71%
2Y
Fund7.47%
Cat. Avg.6.78%
3Y
Fund7.31%
Cat. Avg.6.84%
5Y
Fund6.24%
Cat. Avg.6.09%
10Y
Fund7.39%
Cat. Avg.7.17%
SI
Fund7.76%
Cat. Avg.7.32%
Fund Facts
Manager(s)
Sandeep Manam
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 0.00% REC Ltd (03-Nov-2034) | 33.63 | 7.11% |
| 2 | 7.66% Maharashtra SDL (04-Mar-2047) | 30.52 | 6.45% |
| 3 | 7.56% India Infrastructure Finance Co Ltd (20-Mar-2028) | 30.24 | 6.39% |
| 4 | 7.50% National Bank For Agriculture & Rural Development (31-Aug-2026) | 26.06 | 5.51% |
| 5 | 6.90% Housing & Urban Development Corporation Ltd (23-Apr-2032) | 25.72 | 5.44% |
| 6 | 7.65% Axis Bank Ltd (30-Jan-2027) | 25.35 | 5.36% |
| 7 | 7.24% Power Finance Corporation Ltd (17-Feb-2031) | 24.86 | 5.25% |
| 8 | Small Industries Development Bank of India (04-Dec-2026) | 23.84 | 5.04% |
| 9 | Bank of Baroda (06-Jan-2027) | 23.68 | 5.01% |
| 10 | ICICI Bank Ltd (27-Jan-2027) | 23.60 | 4.99% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 09 Jun, 25 | 60000 | 61579 | +2.6% | +5.2% |
| 2Y | 07 Jun, 24 | 1.20 L. | 1.28 L. | +6.8% | +6.6% |
| 3Y | 07 Jun, 23 | 1.80 L. | 2.00 L. | +11.2% | +7.1% |
| 5Y | 07 Jun, 21 | 3 L. | 3.57 L. | +19.0% | +6.9% |
| 10Y | 07 Jun, 16 | 6 L. | 8.59 L. | +43.2% | +7.0% |
| SI | 07 May, 14 | 7.25 L. | 11.39 L. | +57.1% | +7.2% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 29 May, 25 | 1 L. | 1.05 L. | +5.2% | +5.2% |
| 2Y | 29 May, 24 | 1 L. | 1.15 L. | +15.5% | +7.5% |
| 3Y | 29 May, 23 | 1 L. | 1.24 L. | +23.6% | +7.3% |
| 5Y | 31 May, 21 | 1 L. | 1.35 L. | +35.3% | +6.2% |
| 10Y | 30 May, 16 | 1 L. | 2.04 L. | +103.9% | +7.4% |
| SI | 25 Apr, 14 | 1 L. | 2.47 L. | +147.1% | +7.8% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.