How to check the XIRR of Franklin India Retirement Fund - Direct - Growth?

You can track the exact XIRR and portfolio overlapping of Franklin India Retirement Fund - Direct - Growth alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for Franklin India Retirement Fund - Direct - Growth?

Use the MutualSaathi Portfolio Analyzer to compare Franklin India Retirement Fund - Direct - Growth with other funds, PMS, and AIFs to detect hidden stock overlaps.

Franklin India Retirement Fund - Direct - Growth

Franklin Templeton Mutual Fund

Expense Ratio: 1.49

Risk: Moderately High

Solution Oriented Scheme - Retirement Fund

Plan: Direct

Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index

Inception: 31-03-1997

Exit Load: Nil

Fund Size:₹517.74 Cr

Performance

Fund0.19%

Cat. Avg.2.95%

Fund3.45%

Cat. Avg.4.69%

Fund8.82%

Cat. Avg.11.82%

Fund7.88%

Cat. Avg.10.72%

10Y

Fund8.20%

Cat. Avg.11.36%

Fund9.77%

Cat. Avg.11.69%

Fund Facts

Manager(s)

Rajasa Kakulavarapu

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	7.48% National Bank For Agriculture & Rural Development (15-Sep-2028)	DEBT	Bond/NCD	IND AAA	7.54%	46.74	9.64%
2	0.00% Jubilant Bevco Ltd (31-May-2028)	DEBT	Bond/NCD	CRISIL AA	8.69%	28.94	5.97%
3	7.90% Bajaj Housing Finance Ltd (28-Apr-2028)	DEBT	Bond/NCD	CRISIL AAA	7.70%	26.92	5.55%
4	7.70% Poonawalla Fincorp Ltd (21-Apr-2028)	DEBT	Bond/NCD	CRISIL AAA	8.15%	26.61	5.49%
5	7.90% LIC Housing Finance LTD (23-Jun-2027)	DEBT	Bond/NCD	CARE AAA	7.61%	26.60	5.49%
6	7.03% National Bank for Financing Infrastructure and Development (08-Apr-2030)	DEBT	Bond/NCD	CRISIL AAA	7.65%	26.20	5.40%
7	7.68% Small Industries Development Bank Of India (10-Aug-2027)	DEBT	Bond/NCD	CRISIL AAA	7.55%	25.09	5.18%
8	Union Bank of India (16-Mar-2027)	DEBT	CD	ICRA A1	7.28%	23.37	4.82%
9	6.90% GOI 2065 (15-Apr-2065)	DEBT	G-Sec	SOVEREIGN	7.95%	21.67	4.47%
10	0.00% Jubilant Beverages Ltd (31-May-2028)	DEBT	Bond/NCD	CRISIL AA	8.72%	19.26	3.97%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	60399	+0.7%	+1.4%
2Y	07 Aug, 24	1.20 L.	1.23 L.	+2.6%	+2.6%
3Y	07 Aug, 23	1.80 L.	1.94 L.	+7.8%	+5.1%
5Y	09 Aug, 21	3 L.	3.62 L.	+20.5%	+7.6%
10Y	08 Aug, 16	6 L.	9.17 L.	+52.8%	+8.3%
SI	07 Jan, 13	8.15 L.	15.37 L.	+88.6%	+8.9%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.00 L.	+0.2%	+0.2%
2Y	16 Jul, 24	1 L.	1.07 L.	+7.0%	+3.5%
3Y	17 Jul, 23	1 L.	1.28 L.	+28.5%	+8.7%
5Y	16 Jul, 21	1 L.	1.46 L.	+46.1%	+7.9%
10Y	18 Jul, 16	1 L.	2.20 L.	+120.2%	+8.2%
SI	01 Jan, 13	1 L.	3.53 L.	+253.4%	+9.8%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.