Franklin India Retirement Fund - Direct - IDCW
Expense Ratio: 1.49
Risk: Moderately High
Solution Oriented Scheme - Retirement Fund
Plan: Direct
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index
Inception: 31-03-1997
Exit Load: Nil
Fund Size:₹517.74 Cr
Performance
1Y
Fund-8.96%
Cat. Avg.2.62%
2Y
Fund-4.31%
Cat. Avg.5.80%
3Y
Fund0.08%
Cat. Avg.12.36%
5Y
Fund-1.13%
Cat. Avg.10.70%
10Y
Fund-0.07%
Cat. Avg.11.48%
SI
Fund1.85%
Cat. Avg.11.39%
Fund Facts
Manager(s)
Rajasa Kakulavarapu
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 7.48% National Bank For Agriculture & Rural Development (15-Sep-2028) | 46.74 | 9.64% |
| 2 | 0.00% Jubilant Bevco Ltd (31-May-2028) | 28.94 | 5.97% |
| 3 | 7.90% Bajaj Housing Finance Ltd (28-Apr-2028) | 26.92 | 5.55% |
| 4 | 7.70% Poonawalla Fincorp Ltd (21-Apr-2028) | 26.61 | 5.49% |
| 5 | 7.90% LIC Housing Finance LTD (23-Jun-2027) | 26.60 | 5.49% |
| 6 | 7.03% National Bank for Financing Infrastructure and Development (08-Apr-2030) | 26.20 | 5.40% |
| 7 | 7.68% Small Industries Development Bank Of India (10-Aug-2027) | 25.09 | 5.18% |
| 8 | Union Bank of India (16-Mar-2027) | 23.37 | 4.82% |
| 9 | 6.90% GOI 2065 (15-Apr-2065) | 21.67 | 4.47% |
| 10 | 0.00% Jubilant Beverages Ltd (31-May-2028) | 19.26 | 3.97% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 09 Jun, 25 | 60000 | 56241 | -6.3% | -11.9% |
| 2Y | 07 Jun, 24 | 1.20 L. | 1.10 L. | -7.9% | -7.9% |
| 3Y | 07 Jun, 23 | 1.80 L. | 1.68 L. | -6.9% | -4.7% |
| 5Y | 07 Jun, 21 | 3 L. | 2.84 L. | -5.3% | -2.2% |
| 10Y | 07 Jun, 16 | 6 L. | 5.77 L. | -3.8% | -0.8% |
| SI | 07 Jan, 13 | 8.05 L. | 8.10 L. | +0.6% | +0.1% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 29 May, 25 | 1 L. | 91043 | -9.0% | -9.0% |
| 2Y | 29 May, 24 | 1 L. | 91574 | -8.4% | -4.3% |
| 3Y | 29 May, 23 | 1 L. | 1.00 L. | +0.2% | +0.1% |
| 5Y | 31 May, 21 | 1 L. | 94307 | -5.7% | -1.2% |
| 10Y | 30 May, 16 | 1 L. | 99095 | -0.9% | -0.1% |
| SI | 01 Jan, 13 | 1 L. | 1.28 L. | +27.9% | +1.9% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.