Franklin India Retirement Fund - Direct - IDCW
Expense Ratio: 1.49
Risk: Moderately High
Solution Oriented Scheme - Retirement Fund
Plan: Direct
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index
Inception: 31-03-1997
Exit Load: Nil
Fund Size:₹517.74 Cr
Performance
1Y
Fund-8.04%
Cat. Avg.2.95%
2Y
Fund-5.25%
Cat. Avg.4.69%
3Y
Fund-0.20%
Cat. Avg.11.82%
5Y
Fund-0.99%
Cat. Avg.10.72%
10Y
Fund-0.25%
Cat. Avg.11.36%
SI
Fund1.99%
Cat. Avg.11.69%
Fund Facts
Manager(s)
Rajasa Kakulavarapu
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 7.48% National Bank For Agriculture & Rural Development (15-Sep-2028) | 46.74 | 9.64% |
| 2 | 0.00% Jubilant Bevco Ltd (31-May-2028) | 28.94 | 5.97% |
| 3 | 7.90% Bajaj Housing Finance Ltd (28-Apr-2028) | 26.92 | 5.55% |
| 4 | 7.70% Poonawalla Fincorp Ltd (21-Apr-2028) | 26.61 | 5.49% |
| 5 | 7.90% LIC Housing Finance LTD (23-Jun-2027) | 26.60 | 5.49% |
| 6 | 7.03% National Bank for Financing Infrastructure and Development (08-Apr-2030) | 26.20 | 5.40% |
| 7 | 7.68% Small Industries Development Bank Of India (10-Aug-2027) | 25.09 | 5.18% |
| 8 | Union Bank of India (16-Mar-2027) | 23.37 | 4.82% |
| 9 | 6.90% GOI 2065 (15-Apr-2065) | 21.67 | 4.47% |
| 10 | 0.00% Jubilant Beverages Ltd (31-May-2028) | 19.26 | 3.97% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 58341 | -2.8% | -5.7% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.14 L. | -5.2% | -5.3% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.71 L. | -4.9% | -3.4% |
| 5Y | 09 Aug, 21 | 3 L. | 2.91 L. | -3.1% | -1.3% |
| 10Y | 08 Aug, 16 | 6 L. | 5.90 L. | -1.7% | -0.3% |
| SI | 07 Jan, 13 | 8.15 L. | 8.37 L. | +2.7% | +0.4% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 91961 | -8.0% | -8.0% |
| 2Y | 16 Jul, 24 | 1 L. | 89782 | -10.2% | -5.2% |
| 3Y | 17 Jul, 23 | 1 L. | 99110 | -0.9% | -0.3% |
| 5Y | 16 Jul, 21 | 1 L. | 95145 | -4.9% | -1.0% |
| 10Y | 18 Jul, 16 | 1 L. | 97650 | -2.4% | -0.2% |
| SI | 01 Jan, 13 | 1 L. | 1.31 L. | +30.7% | +2.0% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.