Franklin India Retirement Fund - IDCW
Expense Ratio: 2.26
Risk: Moderately High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index
Inception: 31-03-1997
Exit Load: Nil
Fund Size:₹517.74 Cr
Performance
1Y
Fund-7.92%
Cat. Avg.1.80%
2Y
Fund-5.30%
Cat. Avg.3.11%
3Y
Fund-0.45%
Cat. Avg.10.07%
5Y
Fund-1.31%
Cat. Avg.9.18%
10Y
Fund-1.05%
Cat. Avg.9.86%
SI
Fund-0.19%
Cat. Avg.10.19%
Fund Facts
Manager(s)
Rajasa Kakulavarapu
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 7.48% National Bank For Agriculture & Rural Development (15-Sep-2028) | 47.88 | 9.66% |
| 2 | Call, Cash & Other Assets | 41.88 | 8.45% |
| 3 | 6.94% GOI 2036 (11-May-2036) | 35.23 | 7.11% |
| 4 | 0.00% Jubilant Bevco Ltd (31-May-2028) | 29.63 | 5.98% |
| 5 | 7.68% Small Industries Development Bank Of India (10-Aug-2027) | 25.61 | 5.17% |
| 6 | 7.90% Bajaj Housing Finance Ltd (28-Apr-2028) | 25.51 | 5.14% |
| 7 | 7.70% Poonawalla Fincorp Ltd (21-Apr-2028) | 25.27 | 5.10% |
| 8 | 7.03% National Bank for Financing Infrastructure and Development (08-Apr-2030) | 25.21 | 5.09% |
| 9 | 7.90% LIC Housing Finance LTD (23-Jun-2027) | 25.16 | 5.07% |
| 10 | 0.00% Jubilant Beverages Ltd (31-May-2028) | 19.76 | 3.99% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 58283 | -2.9% | -5.8% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.14 L. | -5.4% | -5.5% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.71 L. | -5.1% | -3.5% |
| 5Y | 09 Aug, 21 | 3 L. | 2.89 L. | -3.6% | -1.5% |
| 10Y | 08 Aug, 16 | 6 L. | 5.74 L. | -4.4% | -0.9% |
| SI | 07 Apr, 06 | 12.20 L. | 12.40 L. | +1.6% | +0.2% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 91844 | -8.2% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 89486 | -10.5% | -5.4% |
| 3Y | 20 Jul, 23 | 1 L. | 98659 | -1.3% | -0.4% |
| 5Y | 20 Jul, 21 | 1 L. | 93615 | -6.4% | -1.3% |
| 10Y | 20 Jul, 16 | 1 L. | 89982 | -10.0% | -1.1% |
| SI | 03 Apr, 06 | 1 L. | 96242 | -3.8% | -0.2% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.