HDFC Banking and Psu Debt Fund - IDCW Option - Direct Plan
Expense Ratio: 0.39
Risk: Moderate
Debt Scheme - Banking and PSU Fund
Plan: Direct
Benchmark: NIFTY Banking & PSU Debt Index A-II
Inception: 20-03-2014
Exit Load: Nil
Fund Size:₹5,714.12 Cr
Performance
1Y
Fund-0.12%
Cat. Avg.5.38%
2Y
Fund-0.11%
Cat. Avg.7.33%
3Y
Fund-0.10%
Cat. Avg.7.32%
5Y
Fund-0.05%
Cat. Avg.6.43%
10Y
Fund-0.15%
Cat. Avg.7.23%
SI
Fund0.01%
Cat. Avg.7.46%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | Indian Railways Finance Corp. Ltd. | 605.86 | 11.28% |
| 2 | REC Limited. | 470.29 | 8.76% |
| 3 | HDFC Bank Ltd.£ | 421.39 | 7.85% |
| 4 | Small Industries Development Bank | 418.00 | 7.78% |
| 5 | National Bank for Agri & Rural Dev. | 411.17 | 7.66% |
| 6 | Power Finance Corporation Ltd. | 299.85 | 5.58% |
| 7 | Bajaj Housing Finance Ltd. | 251.68 | 4.69% |
| 8 | Housing and Urban Development Corporation Ltd. | 225.55 | 4.20% |
| 9 | National Housing Bank | 200.03 | 3.72% |
| 10 | Net Current Assets | 169.85 | 3.16% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 59926 | -0.1% | -0.3% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.20 L. | -0.2% | -0.2% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.80 L. | -0.2% | -0.1% |
| 5Y | 09 Aug, 21 | 3 L. | 3.00 L. | -0.1% | -0.1% |
| 10Y | 08 Aug, 16 | 6 L. | 5.93 L. | -1.2% | -0.3% |
| SI | 07 Apr, 14 | 7.40 L. | 7.31 L. | -1.2% | -0.2% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 14 Jul, 25 | 1 L. | 99829 | -0.2% | N/A |
| 2Y | 15 Jul, 24 | 1 L. | 99701 | -0.3% | -0.1% |
| 3Y | 13 Jul, 23 | 1 L. | 99699 | -0.3% | -0.1% |
| 5Y | 13 Jul, 21 | 1 L. | 99770 | -0.2% | -0.0% |
| 10Y | 13 Jul, 16 | 1 L. | 98557 | -1.4% | -0.1% |
| SI | 26 Mar, 14 | 1 L. | 1.00 L. | +0.2% | +0.0% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.