HDFC Banking & Financial Services Fund - IDCW Option - Direct Plan
Expense Ratio: 0.8
Risk: Very High
Equity Scheme - Sectoral/ Thematic
Plan: Direct
Benchmark: Nifty Financial Services TRI
Inception: 11-06-2021
Exit Load: Nil
Fund Size:₹4,503.81 Cr
Performance
1Y
Fund6.94%
Cat. Avg.N/A
2Y
Fund5.28%
Cat. Avg.N/A
3Y
Fund8.91%
Cat. Avg.N/A
5Y
Fund11.90%
Cat. Avg.N/A
10Y
FundN/A
Cat. Avg.N/A
SI
Fund11.58%
Cat. Avg.N/A
Fund Facts
Beta
1.104
Std Dev
17.63%
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | HDFC Bank Ltd.£ | 674.27 | 14.71% |
| 2 | ICICI Bank Ltd. | 637.68 | 13.92% |
| 3 | Axis Bank Ltd. | 388.50 | 8.48% |
| 4 | Kotak Mahindra Bank Limited | 346.58 | 7.56% |
| 5 | State Bank of India | 287.53 | 6.27% |
| 6 | Shriram Finance Ltd. | 223.45 | 4.88% |
| 7 | Bajaj Finance Ltd. | 183.37 | 4.00% |
| 8 | SBI Life Insurance Company Ltd. | 135.96 | 2.97% |
| 9 | Five-Star Business Finance Limited | 115.32 | 2.52% |
| 10 | Au Small Finance Bank Ltd. | 114.08 | 2.49% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 63315 | +5.5% | +11.5% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.31 L. | +9.3% | +9.2% |
| 3Y | 07 Aug, 23 | 1.80 L. | 2.04 L. | +13.5% | +8.7% |
| 5Y | 09 Aug, 21 | 3 L. | 3.95 L. | +31.5% | +11.1% |
| SI | 07 Jul, 21 | 3.05 L. | 4.03 L. | +32.2% | +11.1% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 1.06 L. | +5.9% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 1.10 L. | +10.5% | +5.1% |
| 3Y | 20 Jul, 23 | 1 L. | 1.29 L. | +29.2% | +8.9% |
| 5Y | 20 Jul, 21 | 1 L. | 1.75 L. | +75.5% | +11.9% |
| SI | 01 Jul, 21 | 1 L. | 1.74 L. | +74.0% | +11.6% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.