HDFC Mutual Fund

HDFC Credit Risk Debt Fund - Growth Option

HDFC Mutual Fund

Expense Ratio: 1.61
Risk: High
Debt Scheme - Credit Risk Fund
Plan: Regular
Benchmark: NIFTY Credit Risk Bond Index B-II
Inception: 06-03-2014
Exit Load: Nil
Fund Size:₹6,970.35 Cr

Performance

1Y
Fund6.56%
Cat. Avg.7.26%
2Y
Fund7.74%
Cat. Avg.9.37%
3Y
Fund7.55%
Cat. Avg.8.89%
5Y
Fund6.54%
Cat. Avg.7.79%
10Y
Fund7.37%
Cat. Avg.6.68%
SI
Fund7.99%
Cat. Avg.7.43%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Portfolio Holdings

Detailed breakdown of instruments.

Instrument
Val (Cr) % Assets
1GMR Airports Limited367.484.78%
2Kalpataru Projects International Ltd350.344.55%
3Nirma Ltd.301.163.91%
4National Bank for Agri & Rural Dev.300.823.91%
5Tata Projects Ltd.250.713.26%
6Indus Infra Trust239.003.11%
7The Tata Power Company Ltd.226.932.95%
8Indusind Bank Ltd.221.742.88%
9Jubilant Beverages Limited212.592.76%
10ADITYA BIRLA RENEWABLES LIMITED210.582.74%

Similar Funds

SBI Mutual Fund
NAV / Fund Size₹655.47₹37,290.06 Cr
Large & Mid Cap FundVery High RiskEquity

3.74%

4.69%

14.16%

13.90%

13.79%

HDFC Mutual Fund
NAV / Fund Size₹140.29₹38,018.02 Cr
Small Cap FundVery High RiskEquity

-2.48%

2.40%

12.67%

15.41%

17.00%

HDFC Mutual Fund
NAV / Fund Size₹21.69₹1,272.90 Cr
Sectoral/ ThematicVery High RiskEquity

-4.71%

-4.53%

12.04%

12.55%

9.37%

SIP Returns

7th
PeriodSIP DateInv(₹)Val(₹)Abs(%)XIRR
1Y07 Aug, 256000062094+3.5%+7.2%
2Y07 Aug, 241.20 L.1.29 L.+7.3%+7.3%
3Y07 Aug, 231.80 L.2.01 L.+11.7%+7.6%
5Y09 Aug, 213 L.3.59 L.+19.7%+7.2%
10Y08 Aug, 166 L.8.68 L.+44.7%+7.2%
SI07 Apr, 147.40 L.11.88 L.+60.6%+7.4%

Lumpsum Returns

PeriodInv DateInv(₹)Val(₹)Abs(%)CAGR
1Y21 Jul, 251 L.1.06 L.+6.5%N/A
2Y22 Jul, 241 L.1.16 L.+16.0%+7.7%
3Y20 Jul, 231 L.1.24 L.+24.4%+7.5%
5Y20 Jul, 211 L.1.37 L.+37.2%+6.5%
10Y20 Jul, 161 L.2.04 L.+103.7%+7.4%
SI25 Mar, 141 L.2.58 L.+157.9%+8.0%

SIP Planner

Visualize how small monthly investments grow over time.

Years
%
%

Beat inflation and compound wealth faster with an annual step-up.

%
%
Future Value

₹23.80L

With SIP Amount ₹5,000
Total Invested
₹9.00L
Total Gained
₹14.80L
SIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.

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