HDFC Credit Risk Debt Fund - IDCW Option
Expense Ratio: 1.61
Risk: High
Debt Scheme - Credit Risk Fund
Plan: Regular
Benchmark: NIFTY Credit Risk Bond Index B-II
Inception: 06-03-2014
Exit Load: Nil
Fund Size:₹6,970.35 Cr
Performance
1Y
Fund6.56%
Cat. Avg.7.26%
2Y
Fund7.74%
Cat. Avg.9.37%
3Y
Fund7.55%
Cat. Avg.8.89%
5Y
Fund6.54%
Cat. Avg.7.79%
10Y
Fund7.38%
Cat. Avg.6.68%
SI
Fund7.70%
Cat. Avg.7.43%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | GMR Airports Limited | 367.48 | 4.78% |
| 2 | Kalpataru Projects International Ltd | 350.34 | 4.55% |
| 3 | Nirma Ltd. | 301.16 | 3.91% |
| 4 | National Bank for Agri & Rural Dev. | 300.82 | 3.91% |
| 5 | Tata Projects Ltd. | 250.71 | 3.26% |
| 6 | Indus Infra Trust | 239.00 | 3.11% |
| 7 | The Tata Power Company Ltd. | 226.93 | 2.95% |
| 8 | Indusind Bank Ltd. | 221.74 | 2.88% |
| 9 | Jubilant Beverages Limited | 212.59 | 2.76% |
| 10 | ADITYA BIRLA RENEWABLES LIMITED | 210.58 | 2.74% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 62094 | +3.5% | +7.2% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.29 L. | +7.3% | +7.3% |
| 3Y | 07 Aug, 23 | 1.80 L. | 2.01 L. | +11.7% | +7.6% |
| 5Y | 09 Aug, 21 | 3 L. | 3.59 L. | +19.7% | +7.2% |
| 10Y | 08 Aug, 16 | 6 L. | 8.68 L. | +44.7% | +7.2% |
| SI | 08 Dec, 14 | 7 L. | 10.89 L. | +55.6% | +7.4% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 1.06 L. | +6.5% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 1.16 L. | +16.0% | +7.7% |
| 3Y | 20 Jul, 23 | 1 L. | 1.24 L. | +24.4% | +7.5% |
| 5Y | 20 Jul, 21 | 1 L. | 1.37 L. | +37.3% | +6.5% |
| 10Y | 20 Jul, 16 | 1 L. | 2.04 L. | +103.7% | +7.4% |
| SI | 20 Nov, 14 | 1 L. | 2.38 L. | +137.7% | +7.7% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.