How to check the XIRR of HDFC Equity Savings Fund - Growth Option - Direct Plan?

You can track the exact XIRR and portfolio overlapping of HDFC Equity Savings Fund - Growth Option - Direct Plan alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for HDFC Equity Savings Fund - Growth Option - Direct Plan?

Use the MutualSaathi Portfolio Analyzer to compare HDFC Equity Savings Fund - Growth Option - Direct Plan with other funds, PMS, and AIFs to detect hidden stock overlaps.

HDFC Equity Savings Fund - Growth Option - Direct Plan

HDFC Mutual Fund

Expense Ratio: 0.94

Risk: Moderately High

Hybrid Scheme - Equity Savings

Plan: Direct

Benchmark: Nifty Equity Savings Index

Inception: 20-08-2004

Exit Load: Nil

Fund Size:₹5,898.54 Cr

Performance

Fund3.84%

Cat. Avg.4.85%

Fund4.83%

Cat. Avg.5.70%

Fund9.00%

Cat. Avg.9.34%

Fund9.09%

Cat. Avg.8.51%

10Y

Fund10.01%

Cat. Avg.8.30%

Fund9.99%

Cat. Avg.9.10%

Fund Facts

Manager(s)

Arun Agarwal

Taxation

Within 1 Year (STCG (Short Term)):20%

After 1 Year (LTCG (Long Term)):12.5%

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Market Cap

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Top Sectors

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Asset Class

Market Cap

Top Sectors

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	YTM	Val (Cr)	% Assets
1	HDFC Bank Ltd.£	Equity	Listed	Large Cap	Banks		433.35	7.68%
2	Reliance Industries Ltd.	Equity	Listed	Large Cap	Petroleum Products		315.52	5.59%
3	ICICI Bank Ltd.	Equity	Listed	Large Cap	Banks		314.96	5.58%
4	NTPC Limited	Equity	Listed	Large Cap	Power		224.96	3.99%
5	Larsen and Toubro Ltd.	Equity	Listed	Large Cap	Construction		216.51	3.84%
6	Sun Pharmaceutical Industries Ltd.	Equity	Listed	Large Cap	Pharmaceuticals & Biotechnology		211.30	3.75%
7	Titan Company Ltd.	Equity	Listed	Large Cap	Consumer Durables		170.02	3.01%
8	Muthoot Finance Ltd.	DEBT	Bond/NCD		CRISIL - AA	8.14%	155.57	2.76%
9	Net Current Assets	CASH	Others		Others		135.43	2.40%
10	7.18% GOI MAT 140833	DEBT	G-Sec		Sovereign	6.75%	134.93	2.39%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61086	+1.8%	+3.7%
2Y	07 Aug, 24	1.20 L.	1.26 L.	+4.7%	+4.7%
3Y	07 Aug, 23	1.80 L.	1.98 L.	+9.8%	+6.3%
5Y	09 Aug, 21	3 L.	3.69 L.	+23.1%	+8.4%
10Y	08 Aug, 16	6 L.	9.84 L.	+64.0%	+9.6%
SI	07 Jan, 13	8.15 L.	16.63 L.	+104.0%	+10.0%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	21 Jul, 25	1 L.	1.04 L.	+3.7%	N/A
2Y	22 Jul, 24	1 L.	1.10 L.	+9.8%	+4.8%
3Y	20 Jul, 23	1 L.	1.30 L.	+29.5%	+9.0%
5Y	20 Jul, 21	1 L.	1.55 L.	+54.5%	+9.1%
10Y	20 Jul, 16	1 L.	2.60 L.	+159.6%	+10.0%
SI	01 Jan, 13	1 L.	3.64 L.	+263.5%	+10.0%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.