How to check the XIRR of HDFC Income Fund - Growth Option - Direct Plan?

You can track the exact XIRR and portfolio overlapping of HDFC Income Fund - Growth Option - Direct Plan alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for HDFC Income Fund - Growth Option - Direct Plan?

Use the MutualSaathi Portfolio Analyzer to compare HDFC Income Fund - Growth Option - Direct Plan with other funds, PMS, and AIFs to detect hidden stock overlaps.

HDFC Income Fund - Growth Option - Direct Plan

HDFC Mutual Fund

Expense Ratio: 0.8

Risk: Moderate

Debt Scheme - Medium to Long Duration Fund

Plan: Direct

Benchmark: CRISIL Medium to Long Duration Debt A-III Index

Inception: 11-09-2000

Exit Load: Nil

Fund Size:₹888.35 Cr

Performance

Fund3.92%

Cat. Avg.4.08%

Fund6.59%

Cat. Avg.6.42%

Fund7.00%

Cat. Avg.6.97%

Fund6.08%

Cat. Avg.6.64%

10Y

Fund6.32%

Cat. Avg.6.87%

Fund7.14%

Cat. Avg.7.12%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	6.68% GOI MAT 070740	DEBT	G-Sec	Sovereign	7.09%	156.21	18.75%
2	6.94% GOI MAT 110536	DEBT	G-Sec	Sovereign	6.85%	76.09	9.13%
3	7.24% GOI MAT 180855	DEBT	G-Sec	Sovereign	7.44%	59.51	7.14%
4	NTPC Limited	DEBT	Bond/NCD	CRISIL - AAA	7.35%	50.26	6.03%
5	6.9% GOI MAT 150465	DEBT	G-Sec	Sovereign	7.59%	46.49	5.58%
6	National Bank for Agri & Rural Dev.	DEBT	Bond/NCD	CRISIL - AAA	7.44%	44.86	5.38%
7	7.23% GOI MAT 150439	DEBT	G-Sec	Sovereign	7.02%	41.12	4.93%
8	HDB Financial Services Ltd.	DEBT	Bond/NCD	CRISIL - AAA	7.81%	35.38	4.25%
9	SMFG India Credit Company Ltd	DEBT	Bond/NCD	CRISIL - AAA	8.12%	35.03	4.20%
10	Small Industries Development Bank	DEBT	CD	CARE - A1	6.82%	29.58	3.55%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61876	+3.1%	+6.4%
2Y	07 Aug, 24	1.20 L.	1.27 L.	+5.8%	+5.8%
3Y	07 Aug, 23	1.80 L.	1.98 L.	+10.2%	+6.6%
5Y	09 Aug, 21	3 L.	3.55 L.	+18.2%	+6.8%
10Y	08 Aug, 16	6 L.	8.29 L.	+38.2%	+6.4%
SI	07 Jan, 13	8.15 L.	13.10 L.	+60.8%	+6.7%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	21 Jul, 25	1 L.	1.04 L.	+3.8%	N/A
2Y	22 Jul, 24	1 L.	1.14 L.	+13.6%	+6.6%
3Y	20 Jul, 23	1 L.	1.23 L.	+22.5%	+7.0%
5Y	20 Jul, 21	1 L.	1.34 L.	+34.4%	+6.1%
10Y	20 Jul, 16	1 L.	1.84 L.	+84.5%	+6.3%
SI	01 Jan, 13	1 L.	2.55 L.	+154.7%	+7.1%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.