How to check the XIRR of HDFC Income Fund - Quarterly IDCW- Direct Plan?

You can track the exact XIRR and portfolio overlapping of HDFC Income Fund - Quarterly IDCW- Direct Plan alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for HDFC Income Fund - Quarterly IDCW- Direct Plan?

Use the MutualSaathi Portfolio Analyzer to compare HDFC Income Fund - Quarterly IDCW- Direct Plan with other funds, PMS, and AIFs to detect hidden stock overlaps.

HDFC Income Fund - Quarterly IDCW- Direct Plan

HDFC Mutual Fund

Expense Ratio: 0.8

Risk: Moderate

Debt Scheme - Medium to Long Duration Fund

Plan: Direct

Benchmark: CRISIL Medium to Long Duration Debt A-III Index

Inception: 11-09-2000

Exit Load: Nil

Fund Size:₹888.35 Cr

Performance

Fund1.13%

Cat. Avg.4.55%

Fund1.75%

Cat. Avg.6.62%

Fund2.07%

Cat. Avg.7.21%

Fund1.38%

Cat. Avg.6.72%

10Y

Fund1.04%

Cat. Avg.6.97%

Fund1.02%

Cat. Avg.7.15%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	6.68% GOI MAT 070740	DEBT	G-Sec	Sovereign	7.58%	177.67	21.68%
2	7.18% GOI MAT 240737	DEBT	G-Sec	Sovereign	7.33%	89.82	10.96%
3	Punjab National Bank	DEBT	CD	CARE - A1	7.30%	72.58	8.85%
4	7.24% GOI MAT 180855	DEBT	G-Sec	Sovereign	7.90%	56.48	6.89%
5	NTPC Limited	DEBT	Bond/NCD	CRISIL - AAA	7.35%	49.62	6.05%
6	7.23% GOI MAT 150439	DEBT	G-Sec	Sovereign	7.38%	39.93	4.87%
7	6.52% GOI MAT 071231	DEBT	G-Sec	Sovereign	6.04%	25.71	3.14%
8	Floating Rate GOI 2034	DEBT	G-Sec	Sovereign	6.25%	25.65	3.13%
9	Siddhivinayak Securitisation Trust PTC ISD 150925 MAT 280930	DEBT	Bond/NCD	CRISIL - AAA(SO)	7.89%	24.61	3.00%
10	6.98% Gujarat SDL ISD 261125 MAT 261132	DEBT	SDL	Sovereign	7.55%	24.43	2.98%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	60725	+1.2%	+2.6%
2Y	07 Aug, 24	1.20 L.	1.21 L.	+1.2%	+1.3%
3Y	07 Aug, 23	1.80 L.	1.84 L.	+2.3%	+1.6%
5Y	09 Aug, 21	3 L.	3.12 L.	+4.1%	+1.6%
10Y	08 Aug, 16	6 L.	6.43 L.	+7.1%	+1.4%
SI	07 Jan, 13	8.15 L.	8.91 L.	+9.3%	+1.3%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	10 Jul, 25	1 L.	1.01 L.	+1.1%	+1.1%
2Y	10 Jul, 24	1 L.	1.04 L.	+3.5%	+1.7%
3Y	10 Jul, 23	1 L.	1.06 L.	+6.3%	+2.1%
5Y	12 Jul, 21	1 L.	1.07 L.	+7.2%	+1.4%
10Y	11 Jul, 16	1 L.	1.11 L.	+10.9%	+1.0%
SI	01 Jan, 13	1 L.	1.15 L.	+14.6%	+1.0%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.