HDFC Retirement Savings Fund - Equity Plan - Growth Option - Direct Plan
Expense Ratio: 0.71
Risk: Very High
Solution Oriented Scheme - Retirement Fund
Plan: Direct
Benchmark: Nifty 500 TRI
Inception: 05-02-2016
Exit Load: Nil
Fund Size:₹7,073.50 Cr
Performance
1Y
Fund-3.22%
Cat. Avg.2.97%
2Y
Fund-0.07%
Cat. Avg.4.32%
3Y
Fund11.44%
Cat. Avg.11.32%
5Y
Fund13.62%
Cat. Avg.10.47%
10Y
Fund16.16%
Cat. Avg.11.20%
SI
Fund18.02%
Cat. Avg.11.61%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | HDFC Bank Ltd.£ | 510.69 | 7.47% |
| 2 | ICICI Bank Ltd. | 508.82 | 7.45% |
| 3 | Reliance Industries Ltd. | 323.48 | 4.73% |
| 4 | Axis Bank Ltd. | 322.97 | 4.73% |
| 5 | TREPS - Tri-party Repo | 312.84 | 4.58% |
| 6 | Kotak Mahindra Bank Limited | 274.57 | 4.02% |
| 7 | Maruti Suzuki India Limited | 223.56 | 3.27% |
| 8 | State Bank of India | 205.38 | 3.01% |
| 9 | Bharti Airtel Ltd. | 185.20 | 2.71% |
| 10 | Larsen and Toubro Ltd. | 165.74 | 2.43% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 59546 | -0.8% | -1.6% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.20 L. | +0.2% | +0.2% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.92 L. | +6.9% | +4.5% |
| 5Y | 09 Aug, 21 | 3 L. | 3.97 L. | +32.3% | +11.4% |
| 10Y | 08 Aug, 16 | 6 L. | 13.81 L. | +130.2% | +16.1% |
| SI | 08 Mar, 16 | 6.25 L. | 15.04 L. | +140.7% | +16.2% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 17 Jul, 25 | 1 L. | 96782 | -3.2% | -3.2% |
| 2Y | 18 Jul, 24 | 1 L. | 99864 | -0.1% | -0.1% |
| 3Y | 17 Jul, 23 | 1 L. | 1.38 L. | +38.4% | +11.4% |
| 5Y | 19 Jul, 21 | 1 L. | 1.90 L. | +90.3% | +13.7% |
| 10Y | 18 Jul, 16 | 1 L. | 4.50 L. | +349.5% | +16.2% |
| SI | 26 Feb, 16 | 1 L. | 5.60 L. | +459.9% | +18.0% |
SIP Planner
Visualize how small monthly investments grow over time.
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Years
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%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.