HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option
Expense Ratio: 2.07
Risk: Very High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index
Inception: 05-02-2016
Exit Load: Nil
Fund Size:₹1,744.66 Cr
Performance
1Y
Fund-3.65%
Cat. Avg.1.80%
2Y
Fund-0.10%
Cat. Avg.3.11%
3Y
Fund7.56%
Cat. Avg.10.07%
5Y
Fund9.46%
Cat. Avg.9.18%
10Y
Fund11.93%
Cat. Avg.9.86%
SI
Fund13.52%
Cat. Avg.10.19%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | TREPS - Tri-party Repo | 134.40 | 8.33% |
| 2 | ICICI Bank Ltd. | 96.26 | 5.97% |
| 3 | HDFC Bank Ltd.£ | 95.75 | 5.93% |
| 4 | Bajaj Finance Ltd. | 70.37 | 4.36% |
| 5 | Reliance Industries Ltd. | 58.23 | 3.61% |
| 6 | Axis Bank Ltd. | 53.83 | 3.34% |
| 7 | State Bank of India | 51.34 | 3.18% |
| 8 | Kotak Mahindra Bank Limited | 50.99 | 3.16% |
| 9 | Maruti Suzuki India Limited | 42.34 | 2.62% |
| 10 | Bharti Airtel Ltd. | 37.04 | 2.30% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 59113 | -1.5% | -3.0% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.19 L. | -0.9% | -0.9% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.87 L. | +3.9% | +2.6% |
| 5Y | 09 Aug, 21 | 3 L. | 3.63 L. | +21.0% | +7.7% |
| 10Y | 08 Aug, 16 | 6 L. | 10.66 L. | +77.6% | +11.2% |
| SI | 08 Mar, 16 | 6.25 L. | 11.50 L. | +83.9% | +11.3% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 96124 | -3.9% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 99609 | -0.4% | -0.2% |
| 3Y | 20 Jul, 23 | 1 L. | 1.24 L. | +24.4% | +7.6% |
| 5Y | 20 Jul, 21 | 1 L. | 1.57 L. | +57.1% | +9.5% |
| 10Y | 20 Jul, 16 | 1 L. | 3.09 L. | +208.7% | +11.9% |
| SI | 26 Feb, 16 | 1 L. | 3.74 L. | +274.2% | +13.5% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.