HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option - Direct Plan
Expense Ratio: 0.94
Risk: Very High
Solution Oriented Scheme - Retirement Fund
Plan: Direct
Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index
Inception: 05-02-2016
Exit Load: Nil
Fund Size:₹1,744.66 Cr
Performance
1Y
Fund-2.57%
Cat. Avg.2.97%
2Y
Fund1.03%
Cat. Avg.4.32%
3Y
Fund8.80%
Cat. Avg.11.32%
5Y
Fund10.77%
Cat. Avg.10.47%
10Y
Fund13.40%
Cat. Avg.11.20%
SI
Fund15.04%
Cat. Avg.11.61%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | TREPS - Tri-party Repo | 134.40 | 8.33% |
| 2 | ICICI Bank Ltd. | 96.26 | 5.97% |
| 3 | HDFC Bank Ltd.£ | 95.75 | 5.93% |
| 4 | Bajaj Finance Ltd. | 70.37 | 4.36% |
| 5 | Reliance Industries Ltd. | 58.23 | 3.61% |
| 6 | Axis Bank Ltd. | 53.83 | 3.34% |
| 7 | State Bank of India | 51.34 | 3.18% |
| 8 | Kotak Mahindra Bank Limited | 50.99 | 3.16% |
| 9 | Maruti Suzuki India Limited | 42.34 | 2.62% |
| 10 | Bharti Airtel Ltd. | 37.04 | 2.30% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 59425 | -1.0% | -1.9% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.20 L. | +0.2% | +0.2% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.90 L. | +5.8% | +3.8% |
| 5Y | 09 Aug, 21 | 3 L. | 3.75 L. | +24.9% | +9.0% |
| 10Y | 08 Aug, 16 | 6 L. | 11.47 L. | +91.2% | +12.6% |
| SI | 08 Mar, 16 | 6.25 L. | 12.43 L. | +98.9% | +12.7% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 97187 | -2.8% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 1.02 L. | +1.9% | +0.9% |
| 3Y | 20 Jul, 23 | 1 L. | 1.29 L. | +28.8% | +8.8% |
| 5Y | 20 Jul, 21 | 1 L. | 1.67 L. | +66.7% | +10.8% |
| 10Y | 20 Jul, 16 | 1 L. | 3.52 L. | +251.8% | +13.4% |
| SI | 26 Feb, 16 | 1 L. | 4.29 L. | +329.4% | +15.0% |
SIP Planner
Visualize how small monthly investments grow over time.
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Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.