ICICI Prudential Retirement Fund - Pure Debt - Direct Plan - IDCW Option
Expense Ratio: 1.24
Risk: Moderate
Solution Oriented Scheme - Retirement Fund
Plan: Direct
Benchmark: Nifty Composite Debt Index
Inception: 07-02-2019
Exit Load: Nil
Fund Size:₹92.41 Cr
Performance
1Y
Fund4.91%
Cat. Avg.2.95%
2Y
Fund6.85%
Cat. Avg.4.69%
3Y
Fund7.18%
Cat. Avg.11.82%
5Y
Fund6.28%
Cat. Avg.10.72%
10Y
FundN/A
Cat. Avg.11.36%
SI
Fund7.62%
Cat. Avg.11.69%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
Tap to expand
Debt Ratings
Tap to expand
Debt Instruments
Tap to expand
Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | Government Securities | 29.87 | 36.13% |
| 2 | Nirma Ltd. | 6.00 | 7.26% |
| 3 | TREPS | 5.50 | 6.65% |
| 4 | LIC Housing Finance Ltd. | 5.12 | 6.20% |
| 5 | Muthoot Finance Ltd. | 5.03 | 6.08% |
| 6 | Summit Digitel Infrastructure Ltd | 4.99 | 6.03% |
| 7 | Yes Bank Ltd. | 4.96 | 6.00% |
| 8 | Rural Electrification Corporation Ltd. | 4.10 | 4.95% |
| 9 | Power Finance Corporation Ltd. | 3.81 | 4.61% |
| 10 | Cholamandalam Investment And Finance Company Ltd. | 3.03 | 3.67% |
Similar Funds
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61740 | +2.9% | +6.3% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.27 L. | +6.0% | +6.1% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.98 L. | +10.1% | +6.7% |
| 5Y | 09 Aug, 21 | 3 L. | 3.54 L. | +18.0% | +6.8% |
| SI | 07 Mar, 19 | 4.45 L. | 5.71 L. | +28.4% | +6.8% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 10 Jul, 25 | 1 L. | 1.05 L. | +4.9% | +4.9% |
| 2Y | 10 Jul, 24 | 1 L. | 1.14 L. | +14.2% | +6.9% |
| 3Y | 10 Jul, 23 | 1 L. | 1.23 L. | +23.1% | +7.2% |
| 5Y | 12 Jul, 21 | 1 L. | 1.36 L. | +35.6% | +6.3% |
| SI | 28 Feb, 19 | 1 L. | 1.72 L. | +71.8% | +7.6% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.