ICICI Prudential Retirement Fund - Pure Debt - IDCW Option
Expense Ratio: 2.17
Risk: Moderate
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: Nifty Composite Debt Index
Inception: 07-02-2019
Exit Load: Nil
Fund Size:₹92.41 Cr
Performance
1Y
Fund3.43%
Cat. Avg.1.80%
2Y
Fund5.66%
Cat. Avg.3.11%
3Y
Fund5.96%
Cat. Avg.10.07%
5Y
Fund5.15%
Cat. Avg.9.18%
10Y
FundN/A
Cat. Avg.9.86%
SI
Fund6.25%
Cat. Avg.10.19%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | Government Securities | 32.43 | 39.35% |
| 2 | TREPS | 7.89 | 9.57% |
| 3 | Nirma Ltd. | 6.02 | 7.31% |
| 4 | LIC Housing Finance Ltd. | 5.13 | 6.23% |
| 5 | Muthoot Finance Ltd. | 5.02 | 6.10% |
| 6 | Yes Bank Ltd. | 4.99 | 6.06% |
| 7 | Rural Electrification Corporation Ltd. | 4.13 | 5.01% |
| 8 | Power Finance Corporation Ltd. | 3.86 | 4.68% |
| 9 | Cholamandalam Investment And Finance Company Ltd. | 3.06 | 3.71% |
| 10 | Vedanta Ltd. | 3.03 | 3.68% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61360 | +2.3% | +4.7% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.26 L. | +4.8% | +4.8% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.95 L. | +8.4% | +5.5% |
| 5Y | 09 Aug, 21 | 3 L. | 3.45 L. | +14.9% | +5.6% |
| SI | 07 Mar, 19 | 4.45 L. | 5.47 L. | +23.0% | +5.6% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 1.03 L. | +3.4% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 1.12 L. | +11.6% | +5.6% |
| 3Y | 20 Jul, 23 | 1 L. | 1.19 L. | +19.0% | +6.0% |
| 5Y | 20 Jul, 21 | 1 L. | 1.29 L. | +28.5% | +5.2% |
| SI | 28 Feb, 19 | 1 L. | 1.57 L. | +56.6% | +6.3% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.