ITI Banking & Psu Debt Fund - Regular Plan - IDCW Option
Expense Ratio: 0.7
Risk: Moderate
Debt Scheme - Banking and PSU Fund
Plan: Regular
Benchmark: CRISIL Banking and PSU Debt A-II Index
Inception: 05-10-2020
Exit Load: Nil
Fund Size:₹37.26 Cr
Performance
1Y
Fund4.49%
Cat. Avg.4.83%
2Y
Fund6.32%
Cat. Avg.6.84%
3Y
Fund6.55%
Cat. Avg.6.88%
5Y
Fund5.81%
Cat. Avg.6.01%
10Y
FundN/A
Cat. Avg.6.83%
SI
Fund5.63%
Cat. Avg.7.79%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | Net Receivables / (Payables) | 3.78 | 11.29% |
| 2 | 8.14% Nuclear Power Corporation Of India Limited (25/03/2028) | 3.06 | 9.13% |
| 3 | 7.59% National Housing Bank (08/09/2027) | 3.02 | 9.02% |
| 4 | 7.71% REC Limited (26/02/2027) | 3.01 | 8.98% |
| 5 | 7.33% Indian Railway Finance Corporation Limited (27/08/2027) | 3.00 | 8.97% |
| 6 | HDFC Bank Limited (22/01/2027) | 2.89 | 8.62% |
| 7 | 7.79% Small Industries Dev Bank of India (19/04/2027) | 2.51 | 7.49% |
| 8 | 7.23% Power Finance Corporation Limited (05/01/2027) | 2.50 | 7.46% |
| 9 | 7.53% National Bank For Agriculture and Rural Development (24/03/2028) | 2.01 | 6.00% |
| 10 | 6.36% Government of India (16/02/2031) | 2.00 | 5.95% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 61365 | +2.3% | +4.7% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.27 L. | +5.5% | +5.5% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.97 L. | +9.4% | +6.1% |
| 5Y | 09 Aug, 21 | 3 L. | 3.50 L. | +16.7% | +6.2% |
| SI | 09 Nov, 20 | 3.45 L. | 4.11 L. | +19.0% | +6.1% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 1.04 L. | +4.4% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 1.13 L. | +13.0% | +6.3% |
| 3Y | 20 Jul, 23 | 1 L. | 1.21 L. | +21.0% | +6.6% |
| 5Y | 20 Jul, 21 | 1 L. | 1.33 L. | +32.6% | +5.8% |
| SI | 23 Oct, 20 | 1 L. | 1.37 L. | +36.9% | +5.6% |
SIP Planner
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Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.