How to check the XIRR of JM Low Duration Fund (Direct) - Growth?

You can track the exact XIRR and portfolio overlapping of JM Low Duration Fund (Direct) - Growth alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for JM Low Duration Fund (Direct) - Growth?

Use the MutualSaathi Portfolio Analyzer to compare JM Low Duration Fund (Direct) - Growth with other funds, PMS, and AIFs to detect hidden stock overlaps.

JM Low Duration Fund (Direct) - Growth

JM Financial Mutual Fund

Expense Ratio: 0.35

Risk: Low to Moderate

Debt Scheme - Low Duration Fund

Plan: Direct

Benchmark: CRISIL Low Duration Debt A-I Index

Inception: 25-09-2006

Exit Load: Nil

Fund Size:₹172.28 Cr

Performance

Fund6.14%

Cat. Avg.6.20%

Fund7.23%

Cat. Avg.7.34%

Fund7.29%

Cat. Avg.7.42%

Fund6.38%

Cat. Avg.6.58%

10Y

FundN/A

Cat. Avg.6.85%

Fund6.12%

Cat. Avg.6.84%

Fund Facts

Manager(s)

Mr. Jayant Dhoot

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

Tap to expand

Debt Ratings

Tap to expand

Debt Instruments

Tap to expand

Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	Canara Bank 12-JAN-2027	DEBT	CD	CRISIL A1	7.20%	16.09	7.58%
2	Punjab National Bank 04-MAR-2027	DEBT	CD	CARE A1	7.28%	15.93	7.50%
3	CCIL	CASH	CCIL	CCIL	5.85%	14.65	6.90%
4	Kotak Mahindra Bank Limited 21-DEC-2026	DEBT	CD	CRISIL A1	7.20%	14.26	6.71%
5	9.1% Shriram Finance Limited 18-MAR-2027	DEBT	Bond/NCD	CARE AA	7.92%	10.10	4.76%
6	8.4% Godrej Industries Ltd 27-AUG-2027	DEBT	Bond/NCD	CRISIL AA	8.07%	10.03	4.73%
7	7.7% REC Limited 31-AUG-2026	DEBT	Bond/NCD	CARE AAA	7.51%	8.00	3.77%
8	9.61% 360 ONE Prime Limited 18-JAN-2027	DEBT	Bond/NCD	CARE AA	8.92%	7.47	3.52%
9	HDFC Bank Limited 05-MAR-2027	DEBT	CD	CARE A1	7.33%	6.56	3.09%
10	8.4% Cholamandalam Invest & Finance Co Ltd 09-AUG-2028	DEBT	Bond/NCD	CARE AA	8.09%	5.03	2.37%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61796	+3.0%	+6.3%
2Y	07 Aug, 24	1.20 L.	1.28 L.	+6.7%	+6.8%
3Y	07 Aug, 23	1.80 L.	2.00 L.	+10.9%	+7.1%
5Y	09 Aug, 21	3 L.	3.56 L.	+18.8%	+7.0%
SI	07 Jun, 18	4.90 L.	6.52 L.	+33.1%	+7.0%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.06 L.	+6.1%	+6.1%
2Y	16 Jul, 24	1 L.	1.15 L.	+15.0%	+7.2%
3Y	17 Jul, 23	1 L.	1.23 L.	+23.5%	+7.3%
5Y	16 Jul, 21	1 L.	1.36 L.	+36.3%	+6.4%
SI	25 May, 18	1 L.	1.62 L.	+62.3%	+6.1%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.