How to check the XIRR of LIC MF Gilt Fund-Direct Plan-IDCW?

You can track the exact XIRR and portfolio overlapping of LIC MF Gilt Fund-Direct Plan-IDCW alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for LIC MF Gilt Fund-Direct Plan-IDCW?

Use the MutualSaathi Portfolio Analyzer to compare LIC MF Gilt Fund-Direct Plan-IDCW with other funds, PMS, and AIFs to detect hidden stock overlaps.

LIC MF Gilt Fund-Direct Plan-IDCW

LIC Mutual Fund

Expense Ratio: 0.74

Risk: Moderate

Debt Scheme - Gilt Fund

Plan: Direct

Benchmark: Nifty All Duration G-Sec Index

Inception: 15-11-1999

Exit Load: Nil

Fund Size:₹56.73 Cr

Performance

Fund1.78%

Cat. Avg.3.01%

Fund4.85%

Cat. Avg.5.91%

Fund5.89%

Cat. Avg.6.75%

Fund5.18%

Cat. Avg.6.14%

10Y

Fund5.97%

Cat. Avg.7.30%

Fund4.55%

Cat. Avg.8.98%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	7.34% Government of India	DEBT	G-Sec	SOVEREIGN	7.91%	14.72	33.05%
2	7.3% Government of India	DEBT	G-Sec	SOVEREIGN	7.87%	14.59	32.75%
3	6.68% Government of India	DEBT	G-Sec	SOVEREIGN	7.58%	9.49	21.30%
4	6.9% Government of India	DEBT	G-Sec	SOVEREIGN	7.95%	4.61	10.35%
5	Treps	CASH	TREPS / Reverse Repo	TREPS / Reverse Repo		1.22	2.75%
6	Net Receivables / (Payables)	CASH	Others	Others		-0.08	-0.19%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61684	+2.8%	+5.9%
2Y	07 Aug, 24	1.20 L.	1.25 L.	+4.0%	+4.0%
3Y	07 Aug, 23	1.80 L.	1.94 L.	+7.6%	+5.0%
5Y	09 Aug, 21	3 L.	3.44 L.	+14.7%	+5.5%
10Y	08 Aug, 16	6 L.	8.14 L.	+35.6%	+6.0%
SI	07 Feb, 13	8.10 L.	12.02 L.	+48.4%	+5.7%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.02 L.	+1.8%	+1.8%
2Y	16 Jul, 24	1 L.	1.10 L.	+9.9%	+4.8%
3Y	17 Jul, 23	1 L.	1.19 L.	+18.6%	+5.9%
5Y	16 Jul, 21	1 L.	1.29 L.	+28.7%	+5.2%
10Y	18 Jul, 16	1 L.	1.79 L.	+78.7%	+6.0%
SI	09 Jan, 13	1 L.	1.82 L.	+82.5%	+4.6%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.