LIC MF Ulis (10 Yrs. Regular Premium Reducing Cover Half-Yearly)-Direct Plan-IDCW Reinvestment

Q: How to check the XIRR of LIC MF ULIS (10 Yrs. Regular Premium Reducing Cover Half-Yearly)-Direct Plan-IDCW Reinvestment?

You can track the exact XIRR and portfolio overlapping of LIC MF ULIS (10 Yrs. Regular Premium Reducing Cover Half-Yearly)-Direct Plan-IDCW Reinvestment alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for LIC MF ULIS (10 Yrs. Regular Premium Reducing Cover Half-Yearly)-Direct Plan-IDCW Reinvestment?

Use the MutualSaathi Portfolio Analyzer to compare LIC MF ULIS (10 Yrs. Regular Premium Reducing Cover Half-Yearly)-Direct Plan-IDCW Reinvestment with other funds, PMS, and AIFs to detect hidden stock overlaps.

LIC Mutual Fund

Expense Ratio: 1.39

Risk: -

Equity Scheme - ELSS

Plan: Direct

Benchmark: -

Inception: 19-06-1989

Exit Load: Nil

Fund Size:₹399.70 Cr

Performance

Fund-1.02%

Cat. Avg.-0.25%

Fund2.29%

Cat. Avg.1.05%

Fund8.79%

Cat. Avg.13.31%

Fund9.50%

Cat. Avg.12.83%

10Y

Fund10.70%

Cat. Avg.14.53%

Fund9.96%

Cat. Avg.14.60%

Fund Facts

Manager(s)

Mr. Pratik Shroff

Taxation

Within 1 Year (STCG (Short Term)):20%

After 1 Year (LTCG (Long Term)):12.5%

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Market Cap

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Top Sectors

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Asset Class

Market Cap

Top Sectors

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	YTM	Val (Cr)	% Assets
1	ICICI Bank Ltd.	Equity	Listed	Large Cap	Banks		37.15	8.42%
2	HDFC Bank Ltd.	DEBT	CD		CRISIL A1	6.30%	24.34	5.52%
3	7.18% Government of India	DEBT	G-Sec		SOVEREIGN	6.92%	21.20	4.81%
4	Trent Ltd.	Equity	Listed	Large Cap	Retailing		16.77	3.80%
5	7.41% Government of India	DEBT	G-Sec		SOVEREIGN	6.90%	15.73	3.57%
6	7.63% State Government of Maharashtra	DEBT	SDL		SOVEREIGN	7.58%	15.67	3.55%
7	Treps	CASH	TREPS / Reverse Repo		TREPS / Reverse Repo		13.57	3.08%
8	KSB Ltd.	Equity	Listed	Small Cap	Industrial Products		13.28	3.01%
9	Titan Company Ltd.	Equity	Listed	Large Cap	Consumer Durables		12.76	2.89%
10	Bajaj Finance Ltd.	Equity	Listed	Large Cap	Finance		12.62	2.86%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61590	+2.6%	+5.5%
2Y	07 Aug, 24	1.20 L.	1.24 L.	+3.3%	+3.3%
3Y	07 Aug, 23	1.80 L.	1.95 L.	+8.4%	+5.5%
5Y	09 Aug, 21	3 L.	3.65 L.	+21.6%	+7.9%
10Y	08 Aug, 16	6 L.	10.29 L.	+71.5%	+10.5%
SI	07 Jul, 15	6.65 L.	12.17 L.	+83.0%	+10.5%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	21 Jul, 25	1 L.	98727	-1.3%	N/A
2Y	22 Jul, 24	1 L.	1.05 L.	+4.5%	+2.3%
3Y	20 Jul, 23	1 L.	1.29 L.	+28.7%	+8.8%
5Y	20 Jul, 21	1 L.	1.57 L.	+57.4%	+9.5%
10Y	20 Jul, 16	1 L.	2.76 L.	+176.3%	+10.7%
SI	16 Jun, 15	1 L.	2.87 L.	+186.8%	+10.0%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.