How to check the XIRR of Navi Liquid Fund-Direct Plan-Growth Option?

You can track the exact XIRR and portfolio overlapping of Navi Liquid Fund-Direct Plan-Growth Option alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

How to check portfolio overlap for Navi Liquid Fund-Direct Plan-Growth Option?

Use the MutualSaathi Portfolio Analyzer to compare Navi Liquid Fund-Direct Plan-Growth Option with other funds, PMS, and AIFs to detect hidden stock overlaps.

Navi Liquid Fund-Direct Plan-Growth Option

Navi Mutual Fund

Expense Ratio: 0.15

Risk: Low to Moderate

Debt Scheme - Liquid Fund

Plan: Direct

Benchmark: CRISIL Liquid Debt A-I Index

Inception: 17-02-2010

Exit Load: Nil

Fund Size:₹73.53 Cr

Performance

Fund5.77%

Cat. Avg.3.72%

Fund6.26%

Cat. Avg.4.51%

Fund6.48%

Cat. Avg.5.10%

Fund-57.80%

Cat. Avg.3.08%

10Y

Fund-33.15%

Cat. Avg.3.99%

Fund6.73%

Cat. Avg.10.99%

Fund Facts

Beta

0.89

Std Dev

0.16%

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

Tap to expand

Debt Ratings

Tap to expand

Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	6.99% GOVERNMENT OF INDIA (17/04/2026)	DEBT	G-Sec	SOVEREIGN	5.61%	10.01	16.07%
2	TREPS/Reverse Repo/Net Current Assets/Cash/Cash Equivalent	CASH	TREPS / Reverse Repo	TREPS / Reverse Repo		9.98	16.03%
3	NABARD (07/05/2026)	DEBT	CP	CRISIL A1	8.10%	6.94	11.16%
4	7.27% GOVERNMENT OF INDIA (08/04/2026)	DEBT	G-Sec	SOVEREIGN	5.36%	5.00	8.04%
5	7.51% INDIAN RAILWAY FINANCE CORPORATION LTD (15/04/2026)	DEBT	Bond/NCD	CRISIL AAA	7.90%	5.00	8.03%
6	8.03% POWER FINANCE CORPORATION LIMITED (02/05/2026)	DEBT	Bond/NCD	CRISIL AAA	8.13%	5.00	8.03%
7	7.80% REC LIMITED (30/05/2026)	DEBT	Bond/NCD	ICRA AAA	8.15%	4.99	8.02%
8	INDIAN BANK (30/04/2026)	DEBT	CD	CRISIL A1	7.70%	4.97	7.98%
9	TIME TECHNOPLAST LIMITED (13/05/2026)	DEBT	CP	CRISIL A1	8.85%	4.95	7.95%
10	BANK OF BARODA (25/05/2026)	DEBT	CD	IND A1	7.90%	4.94	7.94%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61708	+2.8%	+5.9%
2Y	07 Aug, 24	1.20 L.	1.27 L.	+6.0%	+6.0%
3Y	07 Aug, 23	1.80 L.	1.97 L.	+9.6%	+6.2%
5Y	08 Aug, 21	3 L.	2.48 L.	-17.5%	-7.7%
10Y	07 Aug, 16	6 L.	2.52 L.	-58.0%	-18.9%
SI	07 Jan, 13	8.15 L.	4.90 L.	-39.9%	-7.9%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	20 Jul, 25	1 L.	1.06 L.	+5.7%	N/A
2Y	19 Jul, 24	1 L.	1.13 L.	+12.9%	+6.3%
3Y	19 Jul, 23	1 L.	1.21 L.	+20.7%	+6.5%
5Y	19 Jul, 21	1 L.	1338	-98.7%	-57.8%
10Y	19 Jul, 16	1 L.	1782	-98.2%	-33.2%
SI	01 Jan, 13	1 L.	2.42 L.	+141.8%	+6.7%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.