How to check the XIRR of NIPPON INDIA BANKING and PSU FUND - Direct Plan - IDCW Option?

You can track the exact XIRR and portfolio overlapping of NIPPON INDIA BANKING and PSU FUND - Direct Plan - IDCW Option alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Nippon India Banking and Psu Fund - Direct Plan - IDCW Option

Q: How to check portfolio overlap for NIPPON INDIA BANKING and PSU FUND - Direct Plan - IDCW Option?

Use the MutualSaathi Portfolio Analyzer to compare NIPPON INDIA BANKING and PSU FUND - Direct Plan - IDCW Option with other funds, PMS, and AIFs to detect hidden stock overlaps.

Nippon India Mutual Fund

Expense Ratio: 0.38

Risk: Moderate

Debt Scheme - Banking and PSU Fund

Plan: Direct

Benchmark: CRISIL Banking and PSU Debt A-II Index

Inception: 05-05-2015

Exit Load: Nil

Fund Size:₹5,458.53 Cr

Performance

Fund5.04%

Cat. Avg.5.38%

Fund7.31%

Cat. Avg.7.33%

Fund7.30%

Cat. Avg.7.32%

Fund6.43%

Cat. Avg.6.43%

10Y

Fund7.43%

Cat. Avg.7.23%

Fund7.65%

Cat. Avg.7.46%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	Net Current Assets	CASH	Others	Others		290.52	5.61%
2	7.59% National Housing Bank	DEBT	Bond/NCD	CRISIL AAA	7.42%	225.47	4.35%
3	7.68% National Bank For Agriculture and Rural Development	DEBT	Bond/NCD	CRISIL AAA	7.55%	175.57	3.39%
4	7.48% National Bank For Agriculture and Rural Development	DEBT	Bond/NCD	CRISIL AAA	7.54%	154.69	2.99%
5	Bank of Baroda	DEBT	CD	CARE A1	7.30%	141.84	2.74%
6	7.47% Small Industries Dev Bank of India	DEBT	Bond/NCD	CRISIL AAA	7.56%	129.57	2.50%
7	7.26% Government of India	DEBT	G-Sec	SOVEREIGN	7.18%	126.25	2.44%
8	7.77% REC Limited	DEBT	Bond/NCD	CRISIL AAA	7.50%	125.60	2.42%
9	7.34% Small Industries Dev Bank of India	DEBT	Bond/NCD	CRISIL AAA	7.54%	124.35	2.40%
10	7.57% Indian Railway Finance Corporation Limited	DEBT	Bond/NCD	CRISIL AAA	7.51%	120.17	2.32%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61664	+2.8%	+5.9%
2Y	07 Aug, 24	1.20 L.	1.28 L.	+6.3%	+6.4%
3Y	07 Aug, 23	1.80 L.	1.99 L.	+10.7%	+7.0%
5Y	09 Aug, 21	3 L.	3.56 L.	+18.7%	+7.0%
10Y	08 Aug, 16	6 L.	8.62 L.	+43.6%	+7.1%
SI	08 Jun, 15	6.70 L.	10.13 L.	+51.2%	+7.2%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	14 Jul, 25	1 L.	1.05 L.	+5.0%	+5.0%
2Y	15 Jul, 24	1 L.	1.15 L.	+15.1%	+7.3%
3Y	14 Jul, 23	1 L.	1.24 L.	+23.5%	+7.3%
5Y	14 Jul, 21	1 L.	1.37 L.	+36.5%	+6.4%
10Y	14 Jul, 16	1 L.	2.05 L.	+104.8%	+7.4%
SI	18 May, 15	1 L.	2.28 L.	+127.6%	+7.7%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.