Nippon India Retirement Fund- Income Generation Scheme- Direct Plan-Growth Plan- Bonus Option

Q: How to check the XIRR of Nippon India Retirement Fund- Income Generation Scheme- Direct Plan-Growth Plan- Bonus Option?

You can track the exact XIRR and portfolio overlapping of Nippon India Retirement Fund- Income Generation Scheme- Direct Plan-Growth Plan- Bonus Option alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for Nippon India Retirement Fund- Income Generation Scheme- Direct Plan-Growth Plan- Bonus Option?

Use the MutualSaathi Portfolio Analyzer to compare Nippon India Retirement Fund- Income Generation Scheme- Direct Plan-Growth Plan- Bonus Option with other funds, PMS, and AIFs to detect hidden stock overlaps.

Nippon India Mutual Fund

Expense Ratio: 0.98

Risk: Moderately High

Solution Oriented Scheme - Retirement Fund

Plan: Direct

Benchmark: CRISIL Hybrid 85+15 - Conservative Index

Inception: 22-01-2015

Exit Load: Nil

Fund Size:₹148.25 Cr

Performance

Fund1.58%

Cat. Avg.2.95%

Fund4.05%

Cat. Avg.4.69%

Fund7.38%

Cat. Avg.11.82%

Fund7.22%

Cat. Avg.10.72%

10Y

Fund7.82%

Cat. Avg.11.36%

Fund7.74%

Cat. Avg.11.69%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	YTM	Val (Cr)	% Assets
1	7.06% Government of India	DEBT	G-Sec		SOVEREIGN	7.72%	42.72	30.90%
2	6.68% Government of India	DEBT	G-Sec		SOVEREIGN	7.58%	23.34	16.88%
3	8.13% Government of India	DEBT	G-Sec		SOVEREIGN	7.72%	22.26	16.10%
4	Triparty Repo	CASH	TREPS / Reverse Repo		TREPS / Reverse Repo		11.34	8.20%
5	8.17% Government of India	DEBT	G-Sec		SOVEREIGN	7.65%	6.93	5.01%
6	ICICI Bank Limited	Equity	Listed	Large Cap	Banks		3.62	2.62%
7	State Bank of India	Equity	Listed	Large Cap	Banks		2.94	2.12%
8	Net Current Assets	CASH	Others		Others		2.65	1.92%
9	Reliance Industries Limited	Equity	Listed	Large Cap	Petroleum Products		2.42	1.75%
10	8.3% Government of India	DEBT	G-Sec		SOVEREIGN	7.64%	2.30	1.66%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61153	+1.9%	+4.1%
2Y	07 Aug, 24	1.20 L.	1.24 L.	+3.5%	+3.6%
3Y	07 Aug, 23	1.80 L.	1.95 L.	+8.2%	+5.4%
5Y	09 Aug, 21	3 L.	3.57 L.	+18.9%	+7.0%
10Y	08 Aug, 16	6 L.	8.79 L.	+46.5%	+7.5%
SI	09 Mar, 15	6.85 L.	10.72 L.	+56.6%	+7.6%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	15 Jul, 25	1 L.	1.02 L.	+1.6%	+1.6%
2Y	15 Jul, 24	1 L.	1.08 L.	+8.3%	+4.1%
3Y	17 Jul, 23	1 L.	1.23 L.	+23.4%	+7.3%
5Y	15 Jul, 21	1 L.	1.42 L.	+41.7%	+7.2%
10Y	15 Jul, 16	1 L.	2.12 L.	+112.3%	+7.8%
SI	13 Feb, 15	1 L.	2.34 L.	+134.3%	+7.7%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.