Nippon India Retirement Fund- Income Generation Scheme- Direct Plan- Growth Plan - Growth Option

Q: How to check the XIRR of Nippon India Retirement Fund- Income Generation Scheme- Direct Plan- Growth Plan - Growth Option?

You can track the exact XIRR and portfolio overlapping of Nippon India Retirement Fund- Income Generation Scheme- Direct Plan- Growth Plan - Growth Option alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for Nippon India Retirement Fund- Income Generation Scheme- Direct Plan- Growth Plan - Growth Option?

Use the MutualSaathi Portfolio Analyzer to compare Nippon India Retirement Fund- Income Generation Scheme- Direct Plan- Growth Plan - Growth Option with other funds, PMS, and AIFs to detect hidden stock overlaps.

Nippon India Mutual Fund

Expense Ratio: 0.98

Risk: Moderately High

Solution Oriented Scheme - Retirement Fund

Plan: Direct

Benchmark: CRISIL Hybrid 85+15 - Conservative Index

Inception: 22-01-2015

Exit Load: Nil

Fund Size:₹148.25 Cr

Performance

Fund1.51%

Cat. Avg.2.95%

Fund4.00%

Cat. Avg.4.69%

Fund7.31%

Cat. Avg.11.82%

Fund7.20%

Cat. Avg.10.72%

10Y

Fund7.80%

Cat. Avg.11.36%

Fund7.72%

Cat. Avg.11.69%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

Tap to expand

Debt Ratings

Tap to expand

Debt Instruments

Tap to expand

Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	YTM	Val (Cr)	% Assets
1	7.06% Government of India	DEBT	G-Sec		SOVEREIGN	7.72%	42.72	30.90%
2	6.68% Government of India	DEBT	G-Sec		SOVEREIGN	7.58%	23.34	16.88%
3	8.13% Government of India	DEBT	G-Sec		SOVEREIGN	7.72%	22.26	16.10%
4	Triparty Repo	CASH	TREPS / Reverse Repo		TREPS / Reverse Repo		11.34	8.20%
5	8.17% Government of India	DEBT	G-Sec		SOVEREIGN	7.65%	6.93	5.01%
6	ICICI Bank Limited	Equity	Listed	Large Cap	Banks		3.62	2.62%
7	State Bank of India	Equity	Listed	Large Cap	Banks		2.94	2.12%
8	Net Current Assets	CASH	Others		Others		2.65	1.92%
9	Reliance Industries Limited	Equity	Listed	Large Cap	Petroleum Products		2.42	1.75%
10	8.3% Government of India	DEBT	G-Sec		SOVEREIGN	7.64%	2.30	1.66%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61038	+1.7%	+3.7%
2Y	07 Aug, 24	1.20 L.	1.24 L.	+3.3%	+3.4%
3Y	07 Aug, 23	1.80 L.	1.94 L.	+8.0%	+5.3%
5Y	09 Aug, 21	3 L.	3.56 L.	+18.7%	+7.0%
10Y	08 Aug, 16	6 L.	8.77 L.	+46.2%	+7.5%
SI	09 Mar, 15	6.85 L.	10.70 L.	+56.3%	+7.6%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	14 Jul, 25	1 L.	1.02 L.	+1.5%	+1.5%
2Y	15 Jul, 24	1 L.	1.08 L.	+8.1%	+4.0%
3Y	14 Jul, 23	1 L.	1.24 L.	+23.6%	+7.3%
5Y	14 Jul, 21	1 L.	1.42 L.	+41.6%	+7.2%
10Y	14 Jul, 16	1 L.	2.12 L.	+111.9%	+7.8%
SI	13 Feb, 15	1 L.	2.34 L.	+133.8%	+7.7%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.