Nippon India Retirement Fund - Income Generation Scheme - IDCW Option
Expense Ratio: 2.08
Risk: Moderately High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: CRISIL Hybrid 85+15 - Conservative Index
Inception: 22-01-2015
Exit Load: Nil
Fund Size:₹148.25 Cr
Performance
1Y
Fund0.55%
Cat. Avg.1.80%
2Y
Fund3.05%
Cat. Avg.3.11%
3Y
Fund6.09%
Cat. Avg.10.07%
5Y
Fund6.15%
Cat. Avg.9.18%
10Y
Fund6.51%
Cat. Avg.9.86%
SI
Fund6.43%
Cat. Avg.10.19%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | 7.06% Government of India | 44.12 | 30.54% |
| 2 | 6.68% Government of India | 24.36 | 16.87% |
| 3 | 8.13% Government of India | 23.10 | 15.99% |
| 4 | Triparty Repo | 12.82 | 8.88% |
| 5 | 8.17% Government of India | 7.11 | 4.92% |
| 6 | ICICI Bank Limited | 4.13 | 2.86% |
| 7 | State Bank of India | 3.08 | 2.13% |
| 8 | HDFC Bank Limited | 2.39 | 1.66% |
| 9 | 8.3% Government of India | 2.37 | 1.64% |
| 10 | Reliance Industries Limited | 2.33 | 1.61% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 60925 | +1.5% | +3.2% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.23 L. | +2.5% | +2.5% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.92 L. | +6.5% | +4.3% |
| 5Y | 09 Aug, 21 | 3 L. | 3.47 L. | +15.7% | +5.9% |
| 10Y | 08 Aug, 16 | 6 L. | 8.26 L. | +37.7% | +6.3% |
| SI | 09 Mar, 15 | 6.85 L. | 9.97 L. | +45.5% | +6.4% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 1.00 L. | +0.3% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 1.06 L. | +6.2% | +3.0% |
| 3Y | 20 Jul, 23 | 1 L. | 1.19 L. | +19.4% | +6.1% |
| 5Y | 20 Jul, 21 | 1 L. | 1.35 L. | +34.8% | +6.1% |
| 10Y | 20 Jul, 16 | 1 L. | 1.88 L. | +87.9% | +6.5% |
| SI | 13 Feb, 15 | 1 L. | 2.04 L. | +103.9% | +6.4% |
SIP Planner
Visualize how small monthly investments grow over time.
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Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
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%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.