Nippon India Retirement Fund - Wealth Creation Scheme - IDCW Option
Expense Ratio: 1.93
Risk: Very High
Solution Oriented Scheme - Retirement Fund
Plan: Regular
Benchmark: BSE 500 TRI
Inception: 22-01-2015
Exit Load: Nil
Fund Size:₹3,205.31 Cr
Performance
1Y
Fund-7.19%
Cat. Avg.1.80%
2Y
Fund-7.24%
Cat. Avg.3.11%
3Y
Fund2.91%
Cat. Avg.10.07%
5Y
Fund6.11%
Cat. Avg.9.18%
10Y
Fund6.44%
Cat. Avg.9.86%
SI
Fund5.91%
Cat. Avg.10.19%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | HDFC Bank Limited | 255.34 | 8.28% |
| 2 | ICICI Bank Limited | 243.41 | 7.89% |
| 3 | Axis Bank Limited | 134.57 | 4.36% |
| 4 | Reliance Industries Limited | 132.62 | 4.30% |
| 5 | Infosys Limited | 109.97 | 3.57% |
| 6 | State Bank of India | 106.80 | 3.46% |
| 7 | JSW Energy Limited | 104.86 | 3.40% |
| 8 | Larsen & Toubro Limited | 82.87 | 2.69% |
| 9 | Mahindra & Mahindra Limited | 71.82 | 2.33% |
| 10 | Alkem Laboratories Limited | 63.21 | 2.05% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 58854 | -1.9% | -3.9% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.14 L. | -5.3% | -5.4% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.73 L. | -4.1% | -2.8% |
| 5Y | 09 Aug, 21 | 3 L. | 3.20 L. | +6.6% | +2.6% |
| 10Y | 08 Aug, 16 | 6 L. | 8.05 L. | +34.1% | +5.8% |
| SI | 09 Mar, 15 | 6.85 L. | 9.73 L. | +42.0% | +6.0% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 92299 | -7.7% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 85787 | -14.2% | -7.4% |
| 3Y | 20 Jul, 23 | 1 L. | 1.09 L. | +9.0% | +2.9% |
| 5Y | 20 Jul, 21 | 1 L. | 1.34 L. | +34.5% | +6.1% |
| 10Y | 20 Jul, 16 | 1 L. | 1.87 L. | +86.6% | +6.4% |
| SI | 13 Feb, 15 | 1 L. | 1.93 L. | +92.8% | +5.9% |
SIP Planner
Visualize how small monthly investments grow over time.
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Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
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%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.