How to check the XIRR of PGIM India Gilt Fund - Direct Plan - Growth?

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How to check portfolio overlap for PGIM India Gilt Fund - Direct Plan - Growth?

Use the MutualSaathi Portfolio Analyzer to compare PGIM India Gilt Fund - Direct Plan - Growth with other funds, PMS, and AIFs to detect hidden stock overlaps.

PGIM India Gilt Fund - Direct Plan - Growth

PGIM Mutual Fund

Expense Ratio: 0.55

Risk: Moderate

Debt Scheme - Gilt Fund

Plan: Direct

Benchmark: CRISIL Dynamic Gilt Index

Inception: 07-10-2008

Exit Load: Nil

Fund Size:₹103.94 Cr

Performance

Fund2.31%

Cat. Avg.3.01%

Fund5.59%

Cat. Avg.5.91%

Fund6.75%

Cat. Avg.6.75%

Fund6.01%

Cat. Avg.6.14%

10Y

Fund6.97%

Cat. Avg.7.30%

Fund7.30%

Cat. Avg.8.98%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	7.24% Government of India	DEBT	G-Sec	SOVEREIGN	7.90%	20.78	21.86%
2	Clearing Corporation of India Ltd.	CASH	CCIL	CCIL		13.04	13.72%
3	91 DAYS TBILL RED 22-05-2026	DEBT	T-Bills	SOVEREIGN	5.30%	9.93	10.44%
4	6.79% Government of India	DEBT	G-Sec	SOVEREIGN	7.19%	8.88	9.34%
5	6.48% Government of India	DEBT	G-Sec	SOVEREIGN	7.14%	8.51	8.95%
6	7.09% Government of India	DEBT	G-Sec	SOVEREIGN	7.97%	6.81	7.16%
7	364 DAYS TBILL RED 02-04-2026	DEBT	T-Bills	SOVEREIGN	5.33%	5.00	5.26%
8	7.18% Government of India	DEBT	G-Sec	SOVEREIGN	7.33%	4.99	5.25%
9	7.48% State Government of Andhra Pradesh	DEBT	SDL	SOVEREIGN	7.85%	4.93	5.19%
10	6.01% Government of India	DEBT	G-Sec	SOVEREIGN	6.88%	4.86	5.11%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61507	+2.5%	+5.3%
2Y	07 Aug, 24	1.20 L.	1.25 L.	+4.4%	+4.4%
3Y	07 Aug, 23	1.80 L.	1.95 L.	+8.6%	+5.7%
5Y	09 Aug, 21	3 L.	3.50 L.	+16.7%	+6.3%
10Y	08 Aug, 16	6 L.	8.37 L.	+39.5%	+6.6%
SI	07 Apr, 16	6.20 L.	8.77 L.	+41.5%	+6.6%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.02 L.	+2.3%	+2.3%
2Y	16 Jul, 24	1 L.	1.11 L.	+11.5%	+5.6%
3Y	17 Jul, 23	1 L.	1.21 L.	+21.5%	+6.7%
5Y	16 Jul, 21	1 L.	1.34 L.	+33.9%	+6.0%
10Y	18 Jul, 16	1 L.	1.96 L.	+96.3%	+7.0%
SI	08 Mar, 16	1 L.	2.07 L.	+107.5%	+7.3%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.