SBI Balanced Advantage Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option (IDCW)

Q: How to check the XIRR of SBI Balanced Advantage Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?

You can track the exact XIRR and portfolio overlapping of SBI Balanced Advantage Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for SBI Balanced Advantage Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?

Use the MutualSaathi Portfolio Analyzer to compare SBI Balanced Advantage Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) with other funds, PMS, and AIFs to detect hidden stock overlaps.

SBI Mutual Fund

Expense Ratio: 0.71

Risk: High

Hybrid Scheme - Dynamic Asset Allocation or Balanced Advantage

Plan: Direct

Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index

Inception: 12-08-2021

Exit Load: Nil

Fund Size:₹39,811.76 Cr

Performance

Fund3.36%

Cat. Avg.2.15%

Fund5.27%

Cat. Avg.3.47%

Fund11.33%

Cat. Avg.10.84%

FundN/A

Cat. Avg.10.10%

10Y

FundN/A

Cat. Avg.11.12%

Fund10.97%

Cat. Avg.9.88%

Fund Facts

Manager(s)

Ms. Mansi Sajeja

Beta

0.97

Std Dev

6.92%

Taxation

Within 1 Year (STCG (Short Term)):20%

After 1 Year (LTCG (Long Term)):12.5%

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Market Cap

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Top Sectors

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Asset Class

Market Cap

Top Sectors

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	YTM	Val (Cr)	% Assets
1	Reliance Industries Ltd.	Equity	Listed	Large Cap	Petroleum Products		2059.60	5.35%
2	HDFC Bank Ltd.	DEBT	CD		CRISIL A1	7.33%	1966.69	5.11%
3	TREPS	CASH	TREPS / Reverse Repo		TREPS / Reverse Repo		1929.12	5.01%
4	ICICI Bank Ltd.	Equity	Listed	Large Cap	Banks		1322.90	3.44%
5	National Bank for Agriculture and Rural Development	DEBT	CD		CRISIL A1	7.25%	1003.92	2.61%
6	GAIL (India) Ltd.	Equity	Listed	Large Cap	Gas		831.85	2.16%
7	364 DAY T-BILL 04.03.27	DEBT	G-Sec		Sovereign	5.67%	807.68	2.10%
8	Tata Steel Ltd.	Equity	Listed	Large Cap	Ferrous Metals		775.31	2.01%
9	6.90% CGL 2065	DEBT	G-Sec		Sovereign	7.95%	769.95	2.00%
10	Tech Mahindra Ltd.	Equity	Listed	Large Cap	IT - Software		758.80	1.97%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61188	+2.0%	+4.2%
2Y	07 Aug, 24	1.20 L.	1.26 L.	+5.4%	+5.4%
3Y	07 Aug, 23	1.80 L.	2.01 L.	+11.7%	+7.6%
SI	07 Sep, 21	2.95 L.	3.82 L.	+29.3%	+10.6%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.03 L.	+3.4%	+3.4%
2Y	16 Jul, 24	1 L.	1.11 L.	+10.8%	+5.3%
3Y	17 Jul, 23	1 L.	1.38 L.	+37.6%	+11.2%
SI	07 Sep, 21	1 L.	1.66 L.	+65.8%	+11.0%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.