SBI Banking & Financial Services Fund - Regular Plan - Income Distribution Cum Capital Withdrawal Option (IDCW)
Expense Ratio: 1.76
Risk: Very High
Equity Scheme - Sectoral/ Thematic
Plan: Regular
Benchmark: Nifty Financial Services TRI
Inception: 11-02-2015
Exit Load: Nil
Fund Size:₹10,010.52 Cr
Performance
1Y
Fund3.67%
Cat. Avg.N/A
2Y
Fund8.83%
Cat. Avg.N/A
3Y
Fund14.91%
Cat. Avg.N/A
5Y
Fund13.45%
Cat. Avg.N/A
10Y
Fund13.58%
Cat. Avg.N/A
SI
Fund12.65%
Cat. Avg.N/A
Fund Facts
Beta
0.86
Std Dev
11.72%
Taxation
Within 1 Year (STCG (Short Term)):20%
After 1 Year (LTCG (Long Term)):12.5%
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Market Cap
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Top Sectors
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Asset Class
Market Cap
Top Sectors
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | HDFC Bank Ltd. | 1968.29 | 18.15% |
| 2 | ICICI Bank Ltd. | 1453.48 | 13.40% |
| 3 | Kotak Mahindra Bank Ltd. | 1057.42 | 9.75% |
| 4 | TREPS | 1006.07 | 9.28% |
| 5 | State Bank of India | 752.76 | 6.94% |
| 6 | Bajaj Finance Ltd. | 608.46 | 5.61% |
| 7 | HDFC Life Insurance Company Ltd. | 480.72 | 4.43% |
| 8 | Muthoot Finance Ltd. | 478.66 | 4.41% |
| 9 | Axis Bank Ltd. | 405.26 | 3.74% |
| 10 | Bank of Baroda | 310.86 | 2.87% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 60866 | +1.4% | +3.0% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.30 L. | +8.1% | +8.1% |
| 3Y | 07 Aug, 23 | 1.80 L. | 2.13 L. | +18.6% | +11.8% |
| 5Y | 09 Aug, 21 | 3 L. | 4.25 L. | +41.8% | +14.2% |
| 10Y | 08 Aug, 16 | 6 L. | 12.29 L. | +104.9% | +13.9% |
| SI | 09 Mar, 15 | 6.85 L. | 15.90 L. | +132.1% | +14.0% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 21 Jul, 25 | 1 L. | 1.03 L. | +2.6% | N/A |
| 2Y | 22 Jul, 24 | 1 L. | 1.18 L. | +18.2% | +8.8% |
| 3Y | 20 Jul, 23 | 1 L. | 1.52 L. | +51.7% | +14.9% |
| 5Y | 20 Jul, 21 | 1 L. | 1.88 L. | +87.9% | +13.4% |
| 10Y | 20 Jul, 16 | 1 L. | 3.57 L. | +257.3% | +13.6% |
| SI | 05 Mar, 15 | 1 L. | 3.88 L. | +288.0% | +12.7% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.