SBI Banking & Psu Fund - Direct Plan - Daily Income Distribution Cum Capital Withdrawal Option (IDCW)

Q: How to check the XIRR of SBI Banking & PSU Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)?

You can track the exact XIRR and portfolio overlapping of SBI Banking & PSU Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for SBI Banking & PSU Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)?

Use the MutualSaathi Portfolio Analyzer to compare SBI Banking & PSU Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) with other funds, PMS, and AIFs to detect hidden stock overlaps.

SBI Mutual Fund

Expense Ratio: 0.39

Risk: Moderate

Debt Scheme - Banking and PSU Fund

Plan: Direct

Benchmark: NIFTY Banking & PSU Debt Index A-II

Inception: 30-09-2009

Exit Load: Nil

Fund Size:₹4,171.65 Cr

Performance

Fund5.24%

Cat. Avg.5.38%

Fund7.31%

Cat. Avg.7.33%

Fund7.33%

Cat. Avg.7.32%

Fund6.20%

Cat. Avg.6.43%

10Y

Fund4.35%

Cat. Avg.7.23%

Fund3.49%

Cat. Avg.7.46%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	Canara Bank	DEBT	CD	CRISIL A1	7.28%	327.73	8.59%
2	National Bank for Agriculture and Rural Development	DEBT	Bond/NCD	CRISIL AAA	7.54%	293.50	7.70%
3	ONGC Petro Additions Ltd.	DEBT	Bond/NCD	CRISIL AA	7.94%	275.37	7.22%
4	6.90% CGL 2065	DEBT	G-Sec	Sovereign	7.95%	249.23	6.54%
5	Punjab National Bank	DEBT	CD	CRISIL A1	7.23%	235.58	6.18%
6	Power Grid Corporation of India Ltd.	DEBT	Bond/NCD	CRISIL AAA	7.31%	220.73	5.79%
7	HDFC Bank Ltd.	DEBT	CD	CRISIL A1	7.32%	210.44	5.52%
8	Bank of Baroda	DEBT	CD	IND A1	7.30%	188.43	4.94%
9	Union Bank of India	DEBT	CD	[ICRA]A1	7.28%	186.99	4.90%
10	Net Receivable / Payable	CASH	Others	Others		178.75	4.69%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61676	+2.8%	+5.9%
2Y	07 Aug, 24	1.20 L.	1.28 L.	+6.4%	+6.5%
3Y	07 Aug, 23	1.80 L.	1.99 L.	+10.8%	+7.0%
5Y	09 Aug, 21	3 L.	3.56 L.	+18.6%	+6.9%
10Y	08 Aug, 16	6 L.	8.02 L.	+33.6%	+5.7%
SI	09 Dec, 13	7.60 L.	10.48 L.	+37.8%	+5.0%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.05 L.	+5.2%	+5.2%
2Y	16 Jul, 24	1 L.	1.15 L.	+15.1%	+7.3%
3Y	17 Jul, 23	1 L.	1.24 L.	+23.6%	+7.3%
5Y	16 Jul, 21	1 L.	1.35 L.	+35.1%	+6.2%
10Y	18 Jul, 16	1 L.	1.53 L.	+53.1%	+4.4%
SI	18 Nov, 13	1 L.	1.54 L.	+54.5%	+3.5%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.