SBI Banking & Psu Fund - Regular Plan - Monthly Income Distribution Cum Capital Withdrawal Option (IDCW)
Expense Ratio: 0.8
Risk: Moderate
Debt Scheme - Banking and PSU Fund
Plan: Regular
Benchmark: NIFTY Banking & PSU Debt Index A-II
Inception: 30-09-2009
Exit Load: Nil
Fund Size:₹4,171.65 Cr
Performance
1Y
Fund-0.19%
Cat. Avg.5.01%
2Y
Fund1.72%
Cat. Avg.6.94%
3Y
Fund2.10%
Cat. Avg.6.94%
5Y
Fund1.95%
Cat. Avg.6.05%
10Y
Fund1.71%
Cat. Avg.6.84%
SI
Fund1.58%
Cat. Avg.7.80%
Fund Facts
No available Data
Taxation
Any Holding Period (STCG & LTCG):As per Income Slab Rate
*Tax rates as per Finance Act 2024. Surcharge & cess may apply.
Allocation
Visualizing Fund's Exposure
Asset Class
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Debt Ratings
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Debt Instruments
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Asset Class
Debt Ratings
Debt Instruments
Portfolio Holdings
Detailed breakdown of instruments.
Instrument | Val (Cr) | % Assets | |
|---|---|---|---|
| 1 | Canara Bank | 327.73 | 8.59% |
| 2 | National Bank for Agriculture and Rural Development | 293.50 | 7.70% |
| 3 | ONGC Petro Additions Ltd. | 275.37 | 7.22% |
| 4 | 6.90% CGL 2065 | 249.23 | 6.54% |
| 5 | Punjab National Bank | 235.58 | 6.18% |
| 6 | Power Grid Corporation of India Ltd. | 220.73 | 5.79% |
| 7 | HDFC Bank Ltd. | 210.44 | 5.52% |
| 8 | Bank of Baroda | 188.43 | 4.94% |
| 9 | Union Bank of India | 186.99 | 4.90% |
| 10 | Net Receivable / Payable | 178.75 | 4.69% |
SIP Returns
7th
| Period | SIP Date | Inv(₹) | Val(₹) | Abs(%) | XIRR |
|---|---|---|---|---|---|
| 1Y | 07 Aug, 25 | 60000 | 60189 | +0.3% | +0.7% |
| 2Y | 07 Aug, 24 | 1.20 L. | 1.21 L. | +1.1% | +1.1% |
| 3Y | 07 Aug, 23 | 1.80 L. | 1.84 L. | +2.3% | +1.5% |
| 5Y | 09 Aug, 21 | 3 L. | 3.16 L. | +5.5% | +2.2% |
| 10Y | 08 Aug, 16 | 6 L. | 6.60 L. | +10.0% | +1.9% |
| SI | 09 Dec, 13 | 7.60 L. | 8.53 L. | +12.2% | +1.8% |
Lumpsum Returns
| Period | Inv Date | Inv(₹) | Val(₹) | Abs(%) | CAGR |
|---|---|---|---|---|---|
| 1Y | 16 Jul, 25 | 1 L. | 99814 | -0.2% | -0.2% |
| 2Y | 16 Jul, 24 | 1 L. | 1.03 L. | +3.5% | +1.7% |
| 3Y | 17 Jul, 23 | 1 L. | 1.06 L. | +6.3% | +2.1% |
| 5Y | 16 Jul, 21 | 1 L. | 1.10 L. | +10.1% | +2.0% |
| 10Y | 18 Jul, 16 | 1 L. | 1.18 L. | +18.4% | +1.7% |
| SI | 18 Nov, 13 | 1 L. | 1.22 L. | +22.0% | +1.6% |
SIP Planner
Visualize how small monthly investments grow over time.
₹
Years
%
%
Beat inflation and compound wealth faster with an annual step-up.
%
₹
%
Future Value
₹23.80L
With SIP Amount ₹5,000
Total Invested
₹9.00LTotal Gained
₹14.80LSIP Invested₹9.00L
SIP Gain₹14.80L
Lumpsum Inv.₹0
Lumpsum Gain₹0
Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%
Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.