SBI Comma Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option (IDCW)

Q: How to check the XIRR of SBI Comma Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?

You can track the exact XIRR and portfolio overlapping of SBI Comma Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for SBI Comma Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?

Use the MutualSaathi Portfolio Analyzer to compare SBI Comma Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) with other funds, PMS, and AIFs to detect hidden stock overlaps.

SBI Mutual Fund

Expense Ratio: 1.7

Risk: Very High

Equity Scheme - Sectoral/ Thematic

Plan: Direct

Benchmark: Nifty Commodities TRI

Inception: 30-06-2005

Exit Load: Nil

Fund Size:₹841.34 Cr

Performance

Fund10.95%

Cat. Avg.N/A

Fund6.18%

Cat. Avg.N/A

Fund18.91%

Cat. Avg.N/A

Fund12.22%

Cat. Avg.N/A

10Y

Fund14.23%

Cat. Avg.N/A

Fund12.49%

Cat. Avg.N/A

Fund Facts

Beta

0.81

Std Dev

15.34%

Taxation

Within 1 Year (STCG (Short Term)):20%

After 1 Year (LTCG (Long Term)):12.5%

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Market Cap

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Top Sectors

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Asset Class

Market Cap

Top Sectors

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	Val (Cr)	% Assets
1	Tata Steel Ltd.	Equity	Listed	Large Cap	Ferrous Metals	82.04	8.74%
2	Oil & Natural Gas Corporation Ltd.	Equity	Listed	Large Cap	Oil	72.02	7.67%
3	TREPS	CASH	TREPS / Reverse Repo		TREPS / Reverse Repo	54.79	5.84%
4	Reliance Industries Ltd.	Equity	Listed	Large Cap	Petroleum Products	48.75	5.19%
5	CESC Ltd.	Equity	Listed	Small Cap	Power	47.60	5.07%
6	Oil India Ltd.	Equity	Listed	Mid Cap	Oil	37.32	3.98%
7	Ultratech Cement Ltd.	Equity	Listed	Large Cap	Cement & Cement Products	36.53	3.89%
8	Steel Authority of India Ltd.	Equity	Listed	Mid Cap	Ferrous Metals	35.58	3.79%
9	JSW Steel Ltd.	Equity	Listed	Large Cap	Ferrous Metals	33.67	3.59%
10	NMDC Ltd.	Equity	Listed	Mid Cap	Minerals & Mining	31.48	3.35%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	63731	+6.2%	+13.3%
2Y	07 Aug, 24	1.20 L.	1.34 L.	+11.6%	+11.7%
3Y	07 Aug, 23	1.80 L.	2.16 L.	+20.0%	+12.7%
5Y	09 Aug, 21	3 L.	4.24 L.	+41.2%	+14.1%
10Y	08 Aug, 16	6 L.	13.44 L.	+124.1%	+15.6%
SI	07 Jan, 13	8.15 L.	24.04 L.	+194.9%	+14.9%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.11 L.	+11.0%	+11.0%
2Y	16 Jul, 24	1 L.	1.13 L.	+12.8%	+6.2%
3Y	17 Jul, 23	1 L.	1.68 L.	+68.1%	+18.9%
5Y	16 Jul, 21	1 L.	1.78 L.	+78.0%	+12.2%
10Y	18 Jul, 16	1 L.	3.84 L.	+283.6%	+14.4%
SI	03 Jan, 13	1 L.	4.92 L.	+392.3%	+12.5%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.