SBI Credit Risk Fund - Direct Plan - Daily Income Distribution Cum Capital Withdrawal Option (IDCW)

Q: How to check the XIRR of SBI Credit Risk Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)?

You can track the exact XIRR and portfolio overlapping of SBI Credit Risk Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for SBI Credit Risk Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)?

Use the MutualSaathi Portfolio Analyzer to compare SBI Credit Risk Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) with other funds, PMS, and AIFs to detect hidden stock overlaps.

SBI Mutual Fund

Expense Ratio: 0.89

Risk: High

Debt Scheme - Credit Risk Fund

Plan: Direct

Benchmark: NIFTY Credit Risk Bond Index B-II

Inception: 05-07-2004

Exit Load: Nil

Fund Size:₹2,176.94 Cr

Performance

Fund7.76%

Cat. Avg.7.98%

Fund8.67%

Cat. Avg.10.22%

Fund8.52%

Cat. Avg.9.78%

Fund7.74%

Cat. Avg.8.68%

10Y

Fund5.10%

Cat. Avg.7.60%

Fund3.92%

Cat. Avg.8.37%

Fund Facts

No available Data

Taxation

Any Holding Period (STCG & LTCG):As per Income Slab Rate

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Debt Ratings

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Debt Instruments

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Asset Class

Debt Ratings

Debt Instruments

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Sector	YTM	Val (Cr)	% Assets
1	7.02% CGL 2031	DEBT	G-Sec	Sovereign	7.02%	150.72	7.05%
2	TREPS	CASH	TREPS / Reverse Repo	TREPS / Reverse Repo		112.22	5.25%
3	Infopark Properties Ltd.	DEBT	Bond/NCD	CARE AA-	8.38%	104.92	4.91%
4	Renew Solar Energy (Jharkhand Five) Pvt. Ltd.	DEBT	Bond/NCD	CARE AA	8.94%	101.15	4.73%
5	H.G. Infra Engineering Ltd.	DEBT	Bond/NCD	[ICRA]AA-	9.39%	98.79	4.62%
6	NJ Capital Pvt. Ltd.	DEBT	Bond/NCD	[ICRA]AA-	10.55%	98.71	4.62%
7	Godrej Seeds & Genetics Ltd.	DEBT	Bond/NCD	CRISIL AA	8.50%	98.36	4.60%
8	JTPM Metal Traders Ltd.	DEBT	Bond/NCD	CRISIL AA	8.67%	93.41	4.37%
9	Eris Lifesciences Ltd.	DEBT	Bond/NCD	IND AA	8.43%	85.25	3.99%
10	Ashoka Buildcon Ltd.	DEBT	Bond/NCD	CARE AA-	9.65%	79.98	3.74%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	62546	+4.2%	+9.0%
2Y	07 Aug, 24	1.20 L.	1.30 L.	+8.6%	+8.6%
3Y	07 Aug, 23	1.80 L.	2.04 L.	+13.4%	+8.7%
5Y	09 Aug, 21	3 L.	3.69 L.	+23.1%	+8.4%
10Y	08 Aug, 16	6 L.	8.48 L.	+41.3%	+6.8%
SI	07 Feb, 13	8.10 L.	12.00 L.	+48.2%	+5.7%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	16 Jul, 25	1 L.	1.08 L.	+7.8%	+7.8%
2Y	16 Jul, 24	1 L.	1.18 L.	+18.1%	+8.7%
3Y	17 Jul, 23	1 L.	1.28 L.	+27.7%	+8.5%
5Y	16 Jul, 21	1 L.	1.45 L.	+45.2%	+7.7%
10Y	18 Jul, 16	1 L.	1.64 L.	+64.5%	+5.1%
SI	08 Jan, 13	1 L.	1.68 L.	+68.3%	+3.9%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.