SBI ELSS Tax Saver Fund - Direct Plan - Income Distribution Cum Capital Withdrawal Option (IDCW)

Q: How to check the XIRR of SBI ELSS Tax Saver Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?

You can track the exact XIRR and portfolio overlapping of SBI ELSS Tax Saver Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) alongside your PMS and AIF investments using the MutualSaathi Portfolio Analyzer.

Q: How to check portfolio overlap for SBI ELSS Tax Saver Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)?

Use the MutualSaathi Portfolio Analyzer to compare SBI ELSS Tax Saver Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) with other funds, PMS, and AIFs to detect hidden stock overlaps.

SBI Mutual Fund

Expense Ratio: 0.92

Risk: Very High

Equity Scheme - ELSS

Plan: Direct

Benchmark: BSE 500 TRI

Inception: 24-02-1993

Exit Load: Nil

Fund Size:₹32,518.47 Cr

Performance

Fund-0.28%

Cat. Avg.-0.25%

Fund1.43%

Cat. Avg.1.05%

Fund17.54%

Cat. Avg.13.31%

Fund12.31%

Cat. Avg.12.83%

10Y

Fund8.65%

Cat. Avg.14.53%

Fund8.93%

Cat. Avg.14.60%

Fund Facts

Beta

0.95

Std Dev

13.03%

Taxation

Within 1 Year (STCG (Short Term)):20%

After 1 Year (LTCG (Long Term)):12.5%

*Tax rates as per Finance Act 2024. Surcharge & cess may apply.

Allocation

Visualizing Fund's Exposure

Asset Class

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Market Cap

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Top Sectors

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Asset Class

Market Cap

Top Sectors

Portfolio Holdings

Detailed breakdown of instruments.

	Instrument	Type	Sub-Cat	Cap	Sector	Val (Cr)	% Assets
1	ICICI Bank Ltd.	Equity	Listed	Large Cap	Banks	2655.08	9.34%
2	Reliance Industries Ltd.	Equity	Listed	Large Cap	Petroleum Products	1515.27	5.33%
3	Kotak Mahindra Bank Ltd.	Equity	Listed		Banks	1404.77	4.94%
4	HDFC Bank Ltd.	Equity	Listed	Large Cap	Banks	1176.81	4.14%
5	Tata Steel Ltd.	Equity	Listed	Large Cap	Ferrous Metals	1176.34	4.14%
6	Axis Bank Ltd.	Equity	Listed	Large Cap	Banks	1158.20	4.07%
7	State Bank of India	Equity	Listed	Large Cap	Banks	1090.89	3.84%
8	TREPS	CASH	TREPS / Reverse Repo		TREPS / Reverse Repo	858.26	3.02%
9	Torrent Power Ltd.	Equity	Listed	Mid Cap	Power	732.66	2.58%
10	Infosys Ltd.	Equity	Listed	Large Cap	IT - Software	634.12	2.23%

Similar Funds

SIP Returns

Amount (₹)

Date

7th

Period	SIP Date	Inv(₹)	Val(₹)	Abs(%)	XIRR
1Y	07 Aug, 25	60000	61143	+1.9%	+4.0%
2Y	07 Aug, 24	1.20 L.	1.24 L.	+3.2%	+3.3%
3Y	07 Aug, 23	1.80 L.	2.03 L.	+12.9%	+8.3%
5Y	09 Aug, 21	3 L.	4.14 L.	+37.9%	+13.1%
10Y	08 Aug, 16	6 L.	11.08 L.	+84.7%	+11.9%
SI	07 Jan, 13	8.15 L.	16.64 L.	+104.2%	+10.0%

Lumpsum Returns

Amount (₹)

Period	Inv Date	Inv(₹)	Val(₹)	Abs(%)	CAGR
1Y	17 Jul, 25	1 L.	99725	-0.3%	-0.3%
2Y	18 Jul, 24	1 L.	1.03 L.	+2.7%	+1.3%
3Y	17 Jul, 23	1 L.	1.62 L.	+62.4%	+17.5%
5Y	19 Jul, 21	1 L.	1.80 L.	+80.0%	+12.5%
10Y	18 Jul, 16	1 L.	2.29 L.	+129.2%	+8.7%
SI	02 Jan, 13	1 L.	3.18 L.	+218.4%	+8.9%

SIP Planner

Visualize how small monthly investments grow over time.

Monthly SIP Amount

HNI/UHNI? Enter manually (Max: ₹10 Cr)

₹

Investment Tenure

Max: 40 Years

Years

Expected Annual Return (SIP)

Max: 30%

Expected Inflation

Max: 20%

Annual Step-up

Beat inflation and compound wealth faster with an annual step-up.

Max: 500%

Initial Lumpsum

HNI/UHNI? Enter manually (Max: ₹1000 Cr)

₹

Expected Return on Lumpsum

Max: 30%

Future Value

₹23.80L

With SIP Amount ₹5,000

Total Invested

₹9.00L

Total Gained

₹14.80L

SIP Invested₹9.00L

SIP Gain₹14.80L

Lumpsum Inv.₹0

Lumpsum Gain₹0

Reality Check: Your future value will be today's ₹8.62L at inflation rate 7%

Tip: You can set a Goal first in the Goal Planner to calculate SIP targets adjusted for inflation.